Lins231

Hi everyone,
Newbie here so if this is a repeat of lots of posts I’m so sorry.

My parents have a house in Tuscany and would like to now apply for residency. They’ve been told they need health insurance. Fair enough.
Only problem is so far the quotes have been for around £300 per month.
Does anyone know of the best places to go for insurance?

I just can’t believe that that would be the cheapest.

Thank you in advance

Geordieborn

This subject comes up often on forums, so it may be worth a search on here of old posts (second blue line menu down from top). I'm sure I've seen quotes between €350 - 600 per year, so yes 300/month is a lot! If either are in receipt of a UK (EU) state retirement they may not need it, look up "EU form S1 for health cover" .

Lins231

Thanks Geordieborn,

Just been through 40 pages! Seen some bits that may help.
Got to find out what cover Bagni di Lucca require. Will be glad when everything is sorted and they are out there.

Now time to trawl through quotes

37100

Check to see if their region allow them to enrol in the national health by way of a yearly contribution.

Lorna at Vicenza

Hello and welcome to the forum. I hope you will find some help here.

What you have already been told is good info and if they can't buy into the health system here which depends on region by region, then there are definitely policies out there which cost less.

philat98

Reading this https://www.justlanded.com/english/I...alth-Insurance you have to take care selecting a policy.
The cheapest policy is fine for administrative purposes as long as you don't have to make a claim.
With private health care I suppose that you cannot use the family doctor but have to go directly to a private specialist who will manage diagnosis and treatment and then claim the costs back from the insurance company. Is that correct?

Plan B

My post 3 years ago may be of some use:

"I had to have a basic medical insurance when I applied for residency because I was not yet of pensionable age and therefore not yet eligible for for S1 cover from UK. I found cover at €200 for a year from a local Assicurazioni Generali office.
Meantime for the Tessera Sanitaria card, although not yet eligible for S1 cover of my own being under 65, I was able to piggy-back on my wife's S1 because she had already reached UK female pensionable age. This was accepted by the local Italian health authority and I received my Tessera Sanitaria card."

I am now of pensionable age and am covered by the UK's S1 so do not have to have separate medical insurance.

Kevin_P

This relates to applying for long term residency: I understand that I need to apply to my Comune to obtain a certificate (Attestato d'iscrizione Anagrafica). However, to apply for a Permesso di Soggiorno I apply through the post office. Can anyone please tell me the difference between these applications? Is one (former) for EU and the other for non-EU?

Lins231

Hi Kevin _P

Can you tell me what insurance it is you’ve obtained? Did you get a good quote?

Kevin_P

No I haven't applied yet - although all look very expensive! I was just trying to find out whether I applied via the Comune or the Post Office?

fliss59

We got insurance with Cattolica - €500 approx each. I did read though that someone took Italy to European tribunal re paying into the SSN as the case said they discriminated against EU citizens as third country nationals can opt in to SSN. It said that the Ital8an gift agreed that all could pay into the SSN - that was in 2016. Not

fliss59

Pr ss d enter before finished. Not sure if this has been enacted

Lorna at Vicenza

Well your post came out and was quite legible but I'm not sure the complete version came out as it appears to be a bit hit and miss in the last sentence.

Mrsbeez

We found Cigna best. We settled on £149.00 a month for me and my husband. It is the basic 'core cover' and easily covers what is needed for Residency at £150K. We did agree on a high excess tho feeling (God willing) that as we are healthy now and relatively young at 57 it shouldn't be needed until a time and as we age (again god willing) after 5 years should be able to tap into Italy's health care system. To bring our premiums at that monthly figure our excess is £5K.

philat98

If you wake up tomorrow morning feeling ill how do you go about getting some treatment with your Cigna policy?
With the public system I would go along to the doctor and she would give me a prescription to take to the hospital. I then make an appointment at the hospital for whatever is needed and that might involve having to pay to jump the queue.