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Old Aug 4th 2017, 6:12 pm   #1
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Default opening a bank account in berlin

My elder son is going to Berlin to try to make a start there. He has the use of a cousin's apartment for a while and will be job seeking during his initial stay.

The question is, what chance has he of opening a basic account with a bank in Berlin to which he can transfer funds from his Canadian accounts? Are there "newcomer" offers as there are in Canada?
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Old Aug 5th 2017, 7:14 am   #2
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Default Re: opening a bank account in berlin

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My elder son is going to Berlin to try to make a start there. He has the use of a cousin's apartment for a while and will be job seeking during his initial stay.

The question is, what chance has he of opening a basic account with a bank in Berlin to which he can transfer funds from his Canadian accounts? Are there "newcomer" offers as there are in Canada?
DD1 chose to open a German internet banking account and can easily transfer from her French A/C if necessary, but we're in Euroland and I've no idea how international transfers work.
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Old Aug 5th 2017, 7:45 am   #3
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Default Re: opening a bank account in berlin

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DD1 chose to open a German internet banking account and can easily transfer from her French A/C if necessary, but we're in Euroland and I've no idea how international transfers work.
Thanks dmu. Something like ING/Tangerine?
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Old Aug 5th 2017, 8:01 am   #4
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Default Re: opening a bank account in berlin

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Thanks dmu. Something like ING/Tangerine?
I can't say off-hand, she's gone out for the moment. The name rings a bell, but maybe due to adverts on the TV! A+
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Old Aug 5th 2017, 8:15 am   #5
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Default Re: opening a bank account in berlin

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I can't say off-hand, she's gone out for the moment. The name rings a bell, but maybe due to adverts on the TV! A+
Hmmm. Adverts. Google suggests DKB and/or N26? Your daughter's input will be welcome. Thanks again.
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Old Aug 5th 2017, 11:51 am   #6
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Default Re: opening a bank account in berlin

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Hmmm. Adverts. Google suggests DKB and/or N26? Your daughter's input will be welcome. Thanks again.
She's with Comdirect, but could equally well have chosen DKB. Apparently DD2 still has a German account, although she's moved back to France. We're skyping with her over the weekend and I'll ask what bank she's with...
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Old Aug 5th 2017, 1:15 pm   #7
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Default Re: opening a bank account in berlin

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She's with Comdirect, but could equally well have chosen DKB. Apparently DD2 still has a German account, although she's moved back to France. We're skyping with her over the weekend and I'll ask what bank she's with...
Cheers for that. My DS1 who's in France with us at the moment also looked at Comdirect but seems to think that N26 might be a better fit. Don't ask me why.
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Old Aug 5th 2017, 10:14 pm   #8
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Default Re: opening a bank account in berlin

I opened an account in Germany while visiting. I needed my passport and some money. Downside in Germany is that all bank accounts cost you. No free banking !
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Old Aug 6th 2017, 7:26 am   #9
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Default Re: opening a bank account in berlin

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Cheers for that. My DS1 who's in France with us at the moment also looked at Comdirect but seems to think that N26 might be a better fit. Don't ask me why.
DD2 is with DKB, but says that nowadays they are more selective than in the past. You need an income, apparently, in order to open an account, they don't accept just anyone (e.g. her, a student, at the time), any more...
Hope all this is of some help!
P.S. DD1, on the spot, has never heard of N26....
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Old Aug 6th 2017, 8:20 am   #10
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Default Re: opening a bank account in berlin

Quote:
Originally Posted by dmu View Post
DD2 is with DKB, but says that nowadays they are more selective than in the past. You need an income, apparently, in order to open an account, they don't accept just anyone (e.g. her, a student, at the time), any more...
Hope all this is of some help!
P.S. DD1, on the spot, has never heard of N26....
Merci encore. I read of the DKB selectivity and of N26 here https://www.movingto-berlin.com/german-bank-account/
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Old Aug 7th 2017, 1:27 am   #11
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Default Re: opening a bank account in berlin

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I opened an account in Germany while visiting. I needed my passport and some money. Downside in Germany is that all bank accounts cost you. No free banking !
I have news for you: banks aren't philanthropic. There is no such thing as "free banking". They just get their money in a more transparent way.

Kind of like that "free" iPhone you get with your mobile contract, where you ultimately pay 20% more than if you bought it at MediaMarkt.

Free? That sounds expensive!
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Old Aug 7th 2017, 4:05 am   #12
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Default Re: opening a bank account in berlin

No free lunches ?
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