House damage
May 27th 2012, 9:01 pm
#1
Just Joined
Thread Starter
Joined: Mar 2011
Posts: 20
House damage
Hi
My husband and I have bought a house in dordogne and although we pop over there quite a bit we don't actually move there till July. I've just received a really disturbing email from a neighbour saying she'd been told a tree from our back field has fallen on another neighbours house (whom we dont know) and he had to phone the pompiers to remove it. He has also contacted a bailiff to testify it and gone to the town hall for our address to send the bill. We have no detail of what actually happened or which neighbour it is and have heard nothing yet. Has anyone any idea what we should do next? We have house insurance but not sure if it covers something like this, any advice would be gratefully received.
My husband and I have bought a house in dordogne and although we pop over there quite a bit we don't actually move there till July. I've just received a really disturbing email from a neighbour saying she'd been told a tree from our back field has fallen on another neighbours house (whom we dont know) and he had to phone the pompiers to remove it. He has also contacted a bailiff to testify it and gone to the town hall for our address to send the bill. We have no detail of what actually happened or which neighbour it is and have heard nothing yet. Has anyone any idea what we should do next? We have house insurance but not sure if it covers something like this, any advice would be gratefully received.
May 27th 2012, 9:07 pm
#2
Joined: Mar 2007
Posts: 10,551
Re: House damage
Hi
My husband and I have bought a house in dordogne and although we pop over there quite a bit we don't actually move there till July. I've just received a really disturbing email from a neighbour saying she'd been told a tree from our back field has fallen on another neighbours house (whom we dont know) and he had to phone the pompiers to remove it. He has also contacted a bailiff to testify it and gone to the town hall for our address to send the bill. We have no detail of what actually happened or which neighbour it is and have heard nothing yet. Has anyone any idea what we should do next? We have house insurance but not sure if it covers something like this, any advice would be gratefully received.
My husband and I have bought a house in dordogne and although we pop over there quite a bit we don't actually move there till July. I've just received a really disturbing email from a neighbour saying she'd been told a tree from our back field has fallen on another neighbours house (whom we dont know) and he had to phone the pompiers to remove it. He has also contacted a bailiff to testify it and gone to the town hall for our address to send the bill. We have no detail of what actually happened or which neighbour it is and have heard nothing yet. Has anyone any idea what we should do next? We have house insurance but not sure if it covers something like this, any advice would be gratefully received.
Last edited by Ka Ora!; May 27th 2012 at 9:12 pm.
May 28th 2012, 6:55 am
#3
Just Joined
Joined: May 2012
Posts: 1
Re: House damage
Hello,
If the tree is on your property, and fell on someoneelse property
your are responsible. Your insurance covers the damages on the
others land, and maybe yours (depending on your contract).
Usually you have 5 days to declare the accident, dont miss this date
cm
If the tree is on your property, and fell on someoneelse property
your are responsible. Your insurance covers the damages on the
others land, and maybe yours (depending on your contract).
Usually you have 5 days to declare the accident, dont miss this date
cm
May 28th 2012, 7:44 am
#4
Lost in BE Cyberspace
Joined: Apr 2008
Location: Hérault (34)
Posts: 8,890
Re: House damage
Send copy of your neighbour's email to your Insurance Company by Registered Letter today (if Whit Monday isn't a public holiday in the UK) or tomorrow, with a covering letter, to declare the incident. It and the neighbours' Insurance company will (normally) sort it out between them, but you must declare it within the time-limit.
Good luck!
Good luck!
Last edited by dmu; May 28th 2012 at 7:53 am.
May 28th 2012, 9:05 pm
#5
Just Joined
Thread Starter
Joined: Mar 2011
Posts: 20
Re: House damage
Hi
thanks guys for your advice. We've made a few phone calls today and firstly the damage isnt as bad as it initially was thought (and thankfully no one was hurt)! Secondly our public liability insurance will cover it and the insurance company was extremely helpful. So relief all round - and what a way to meet our new neighbours!!!!
thanks guys for your advice. We've made a few phone calls today and firstly the damage isnt as bad as it initially was thought (and thankfully no one was hurt)! Secondly our public liability insurance will cover it and the insurance company was extremely helpful. So relief all round - and what a way to meet our new neighbours!!!!
