Go Back   British Expats / Living & Moving Abroad / Australia / Flood, Fire, Tsunami, Cyclone Alerts and Information

View Poll Results: Should donated money be used for rebuilding houses of those not insured?
Yes 38 32.48%
No 59 50.43%
Don't know 20 17.09%
Voters: 117. You may not vote on this poll

Closed Thread
 
Thread Tools
Old Feb 13th 2009, 10:32 pm   #1
BE Forum Addict
 
Joined: Oct 2005
Location: Perth
Posts: 3,453
NKSK version 2 has a reputation beyond reputeNKSK version 2 has a reputation beyond reputeNKSK version 2 has a reputation beyond reputeNKSK version 2 has a reputation beyond reputeNKSK version 2 has a reputation beyond reputeNKSK version 2 has a reputation beyond reputeNKSK version 2 has a reputation beyond reputeNKSK version 2 has a reputation beyond reputeNKSK version 2 has a reputation beyond reputeNKSK version 2 has a reputation beyond reputeNKSK version 2 has a reputation beyond repute
Default Should donated money be used for house rebuilding of those who were not insured?

Just interested to cut through the other thread to get a more definite feel of opinion on here.
NKSK version 2 is offline  
Old Feb 13th 2009, 10:48 pm   #2
upsidedowner
Super Moderator
 
moneypenny20's Avatar
 
Joined: Apr 2004
Posts: 61,317
moneypenny20 has a reputation beyond reputemoneypenny20 has a reputation beyond reputemoneypenny20 has a reputation beyond reputemoneypenny20 has a reputation beyond reputemoneypenny20 has a reputation beyond reputemoneypenny20 has a reputation beyond reputemoneypenny20 has a reputation beyond reputemoneypenny20 has a reputation beyond reputemoneypenny20 has a reputation beyond reputemoneypenny20 has a reputation beyond reputemoneypenny20 has a reputation beyond repute
Default Re: Should donated money be used for house rebuilding of those who were not insured?

I wish you'd put a 'don't know' box If the people uninsured were so strapped for cash that they couldn't afford insurance then yes. If they could afford it be chose to spend that money on pokies then no but there's no way of working that one out so in general my answer would be yes - I think
__________________
Remember, when you are dead, you do not know you are dead. It is only painful for others. The same applies when you are stupid.

The Recipe Thread Index:
moneypenny20 is offline  
Old Feb 13th 2009, 10:55 pm   #3
BE Forum Addict
 
Joined: Oct 2005
Location: Perth
Posts: 3,453
NKSK version 2 has a reputation beyond reputeNKSK version 2 has a reputation beyond reputeNKSK version 2 has a reputation beyond reputeNKSK version 2 has a reputation beyond reputeNKSK version 2 has a reputation beyond reputeNKSK version 2 has a reputation beyond reputeNKSK version 2 has a reputation beyond reputeNKSK version 2 has a reputation beyond reputeNKSK version 2 has a reputation beyond reputeNKSK version 2 has a reputation beyond reputeNKSK version 2 has a reputation beyond repute
Default Re: Should donated money be used for house rebuilding of those who were not insured?

Quote:
Originally Posted by moneypen20 View Post
I wish you'd put a 'don't know' box If the people uninsured were so strapped for cash that they couldn't afford insurance then yes. If they could afford it be chose to spend that money on pokies then no but there's no way of working that one out so in general my answer would be yes - I think
Can you edit it and put a don't know?
NKSK version 2 is offline  
Old Feb 13th 2009, 11:19 pm   #4
Witchy Hermit
Premium Member
 
Pollyana's Avatar
 
Joined: Dec 2002
Location: Keep true friends and puppets close, trust no-one else...
Posts: 91,071
Pollyana has a reputation beyond reputePollyana has a reputation beyond reputePollyana has a reputation beyond reputePollyana has a reputation beyond reputePollyana has a reputation beyond reputePollyana has a reputation beyond reputePollyana has a reputation beyond reputePollyana has a reputation beyond reputePollyana has a reputation beyond reputePollyana has a reputation beyond reputePollyana has a reputation beyond repute
Default Re: Should donated money be used for house rebuilding of those who were not insured?

Quote:
Originally Posted by NKSK version 2 View Post
Can you edit it and put a don't know?
Moneypen can't, but I have
__________________
So when you think of me do so with pride, Honour and Bravery ruled by my side.
And in your memory I will remain; I will forever be within the flame.....
Don't shed a tear for me,I stand alone. This path of destiny is all my own.
Once in the hands of fate,there is no choice, An echo on the wind,you'll hear my voice............"
Pollyana is offline  
Old Feb 13th 2009, 11:36 pm   #5
Account Open
 
Joined: Jan 2005
Location: Brisbane
Posts: 4,294
asprilla has a reputation beyond reputeasprilla has a reputation beyond reputeasprilla has a reputation beyond reputeasprilla has a reputation beyond reputeasprilla has a reputation beyond reputeasprilla has a reputation beyond reputeasprilla has a reputation beyond reputeasprilla has a reputation beyond reputeasprilla has a reputation beyond reputeasprilla has a reputation beyond reputeasprilla has a reputation beyond repute
Default Re: Should donated money be used for house rebuilding of those who were not insured?

I voted "yes". It is true that many people will not have bothered with insurance because they had a "it won't happen to me" attitude. I'm sure many of these same folks would argue "but we can't afford insurance" (which is a load of bs in my opinion).

But the fact remains that these people have made a mistake and we should give them a 2nd chance. Perhaps then, they will insure their brand new houses when they are finished being built.

For what its worth, I believe that some form of insurance should be compulsory for people who live in high risk locations.
asprilla is offline  
Old Feb 14th 2009, 12:33 am   #6
bridie 
BE Forum Addict
 
bridie's Avatar
 
Joined: Aug 2006
Location: WA but NOT Perth!!!!!
Posts: 3,318
bridie has a reputation beyond reputebridie has a reputation beyond reputebridie has a reputation beyond reputebridie has a reputation beyond reputebridie has a reputation beyond reputebridie has a reputation beyond reputebridie has a reputation beyond reputebridie has a reputation beyond reputebridie has a reputation beyond reputebridie has a reputation beyond reputebridie has a reputation beyond repute
Default Re: Should donated money be used for house rebuilding of those who were not insured?

no, insurance isnt very expensive and there is no excuse to not have it
__________________
Been in SW WA since October 2005
bridie is offline  
Old Feb 14th 2009, 12:44 am   #7
Moreland Member
 
ozzieeagle's Avatar
 
Joined: Feb 2005
Posts: 14,819
ozzieeagle has a reputation beyond reputeozzieeagle has a reputation beyond reputeozzieeagle has a reputation beyond reputeozzieeagle has a reputation beyond reputeozzieeagle has a reputation beyond reputeozzieeagle has a reputation beyond reputeozzieeagle has a reputation beyond reputeozzieeagle has a reputation beyond reputeozzieeagle has a reputation beyond reputeozzieeagle has a reputation beyond reputeozzieeagle has a reputation beyond repute
Default Re: Should donated money be used for house rebuilding of those who were not insured?

Quote:
Originally Posted by moneypen20 View Post
I wish you'd put a 'don't know' box If the people uninsured were so strapped for cash that they couldn't afford insurance then yes. If they could afford it be chose to spend that money on pokies then no but there's no way of working that one out so in general my answer would be yes - I think
Exactly, if there is ever a case for means testing, it comes around "free house time" and why wasn't you insured.

Hardship yes.... six slabs a week, or a pokie addiction probably not... even then it depends on the other factors in the family.

So another dont know'er. Btw there are still six slabs a weeks drinkers out there.
__________________
http://www.smh.com.au/content/dam/images/g/h/3/p/y/7/image.gallery.galleryLandscape.620x414.gh3mu3.png/1431853071627.jpg
ozzieeagle is offline  
Old Feb 14th 2009, 12:49 am   #8
Moreland Member
 
ozzieeagle's Avatar
 
Joined: Feb 2005
Posts: 14,819
ozzieeagle has a reputation beyond reputeozzieeagle has a reputation beyond reputeozzieeagle has a reputation beyond reputeozzieeagle has a reputation beyond reputeozzieeagle has a reputation beyond reputeozzieeagle has a reputation beyond reputeozzieeagle has a reputation beyond reputeozzieeagle has a reputation beyond reputeozzieeagle has a reputation beyond reputeozzieeagle has a reputation beyond reputeozzieeagle has a reputation beyond repute
Default Re: Should donated money be used for house rebuilding of those who were not insured?

Quote:
Originally Posted by asprilla View Post
I voted "yes". It is true that many people will not have bothered with insurance because they had a "it won't happen to me" attitude. I'm sure many of these same folks would argue "but we can't afford insurance" (which is a load of bs in my opinion).

But the fact remains that these people have made a mistake and we should give them a 2nd chance. Perhaps then, they will insure their brand new houses when they are finished being built.

For what its worth, I believe that some form of insurance should be compulsory for people who live in high risk locations.
Problem is those people that are the wouldnt happen to me, are the same people that dont insure their cars or have any other Insurance. I doubt if you would feel so happy if you only had 3rd party fire and theft insurance, because thats all you could afford, and someone wrote off your 6 year old 10,000 dollar car. Probably not the best analogy in these circumstances, but a real one none the less.

Insurance is a must, it's how we set about getting to that stage that is the test. Personal liability for houses is also a vital insurance.
__________________
http://www.smh.com.au/content/dam/images/g/h/3/p/y/7/image.gallery.galleryLandscape.620x414.gh3mu3.png/1431853071627.jpg

Last edited by ozzieeagle; Feb 14th 2009 at 12:53 am.
ozzieeagle is offline  
Old Feb 14th 2009, 12:52 am   #9
upsidedowner
Super Moderator
 
moneypenny20's Avatar
 
Joined: Apr 2004
Posts: 61,317
moneypenny20 has a reputation beyond reputemoneypenny20 has a reputation beyond reputemoneypenny20 has a reputation beyond reputemoneypenny20 has a reputation beyond reputemoneypenny20 has a reputation beyond reputemoneypenny20 has a reputation beyond reputemoneypenny20 has a reputation beyond reputemoneypenny20 has a reputation beyond reputemoneypenny20 has a reputation beyond reputemoneypenny20 has a reputation beyond reputemoneypenny20 has a reputation beyond repute
Default Re: Should donated money be used for house rebuilding of those who were not insured?

If they don't use the donated money to rebuild the uninsured, what would the money go on? There is a fair whack in the kitty already and growing bigger all the time, it's got to be spent on something.

I heard yesterday on the radio (must be true ) that due to the claims down in Vic, everyone's insurance in the country will likely go up. Won't be impressed if it does but I guess the Ins Cos have to make their profits somewhere and at least I still have something to insure
__________________
Remember, when you are dead, you do not know you are dead. It is only painful for others. The same applies when you are stupid.

The Recipe Thread Index:
moneypenny20 is offline  
Old Feb 14th 2009, 1:15 am   #10
Queen of Diplomacy
Premium Member
 
Dorothy's Avatar
 
Joined: Jan 2006
Location: Nice beaver, eh?
Posts: 27,551
Dorothy has a reputation beyond reputeDorothy has a reputation beyond reputeDorothy has a reputation beyond reputeDorothy has a reputation beyond reputeDorothy has a reputation beyond reputeDorothy has a reputation beyond reputeDorothy has a reputation beyond reputeDorothy has a reputation beyond reputeDorothy has a reputation beyond reputeDorothy has a reputation beyond reputeDorothy has a reputation beyond repute
Default Re: Should donated money be used for house rebuilding of those who were not insured?

In order to have a mortgage with our lender we have to prove insurance to the value of our house. I would have thought it was the same for everyone.

I voted no for a number of reasons. As someone else said, people who live in high risk areas and don't insure their homes are likely the same people who don't insure their vehicles. If they hit a tree and wrote off their car should the charity of others buy them a new one?

I also don't think it fair to the other homeowners who did have insurance. They're the ones who did everything right and should have their homes rebuilt right away. It sends a wrong message in my opinion if those who didn't bother with insurance benefit.

As for where the money should go, I think it should go into helping to replace a lot of things for everyone. Things that were destroyed/ruined in the fires that people don't think to insure like their clothing and furniture which will never lose the smell of smoke. Also the things that insurance doesn't cover. I haven't looked at my auto policy, but I wouldn't think it would cover destruction by bushfire. I also think the money should be used to pay for funerals for everyone who perished. A funeral is not cheap.
__________________
Time does not heal
It makes a half-stitched scar
That can be broken and again you feel
Grief as total as in its first hour
Dorothy is offline  
Old Feb 14th 2009, 1:38 am   #11
quoll Female
Lost in BE Cyberspace
 
quoll's Avatar
 
Joined: Sep 2007
Location: Cambridge
Posts: 7,928
quoll has a reputation beyond reputequoll has a reputation beyond reputequoll has a reputation beyond reputequoll has a reputation beyond reputequoll has a reputation beyond reputequoll has a reputation beyond reputequoll has a reputation beyond reputequoll has a reputation beyond reputequoll has a reputation beyond reputequoll has a reputation beyond reputequoll has a reputation beyond repute
Default Re: Should donated money be used for house rebuilding of those who were not insured?

No. It is really bad for the community recovery if people perceive that some folk, because they werent responsible and looking after their own security, are given a handout from charity to compensate whereas folks who were responsible get nothing. It's one of the biggest barriers to community recovery and can set up all sorts of divisions. If one lot is going to get it then the other lot should too.
quoll is offline  
Old Feb 14th 2009, 1:56 am   #12
Queen of Diplomacy
Premium Member
 
Dorothy's Avatar
 
Joined: Jan 2006
Location: Nice beaver, eh?
Posts: 27,551
Dorothy has a reputation beyond reputeDorothy has a reputation beyond reputeDorothy has a reputation beyond reputeDorothy has a reputation beyond reputeDorothy has a reputation beyond reputeDorothy has a reputation beyond reputeDorothy has a reputation beyond reputeDorothy has a reputation beyond reputeDorothy has a reputation beyond reputeDorothy has a reputation beyond reputeDorothy has a reputation beyond repute
Default Re: Should donated money be used for house rebuilding of those who were not insured?

Quote:
Originally Posted by quoll View Post
No. It is really bad for the community recovery if people perceive that some folk, because they werent responsible and looking after their own security, are given a handout from charity to compensate whereas folks who were responsible get nothing. It's one of the biggest barriers to community recovery and can set up all sorts of divisions. If one lot is going to get it then the other lot should too.
That's my feeling precisely, Quoll.
__________________
Time does not heal
It makes a half-stitched scar
That can be broken and again you feel
Grief as total as in its first hour
Dorothy is offline  
Old Feb 14th 2009, 1:56 am   #13
Account Closed
 
Joined: Dec 2007
Posts: 503
Machiavelli is an unknown quantity at this point
Default Re: Should donated money be used for house rebuilding of those who were not insured?

It takes all types to 'make' a community. It's the people in the community that we want to help.

I don't care whether people had insurance or not, whether they smoked or drank, played the pokies, it makes no difference to me. They all lost everything. TBH I'm a bit shocked that there could be anyone who would make a difference between one victim and another.

My donation was to help anyone who was affected by the fires.

M

Last edited by Machiavelli; Feb 14th 2009 at 2:52 am.
Machiavelli is offline  
Old Feb 14th 2009, 2:02 am   #14
Queen of Diplomacy
Premium Member
 
Dorothy's Avatar
 
Joined: Jan 2006
Location: Nice beaver, eh?
Posts: 27,551
Dorothy has a reputation beyond reputeDorothy has a reputation beyond reputeDorothy has a reputation beyond reputeDorothy has a reputation beyond reputeDorothy has a reputation beyond reputeDorothy has a reputation beyond reputeDorothy has a reputation beyond reputeDorothy has a reputation beyond reputeDorothy has a reputation beyond reputeDorothy has a reputation beyond reputeDorothy has a reputation beyond repute
Default Re: Should donated money be used for house rebuilding of those who were not insured?

Quote:
Originally Posted by Machiavelli View Post
I agree with Quoll.

It takes all types to 'make' a community. It's the people in the community that we want to help.

I don't care whether people had insurance or not, whether they smoked or drank, played the pokies, it makes no difference to me. They all lost everything. TBH I'm a bit shocked that there could be anyone who would make a difference between one victim and another.

My donation was to help anyone who was affected by the fires.

M
I don't think Quoll was saying that at all. I think she was saying that charity should NOT pay to rebuild the homes of those who were uninsured.
__________________
Time does not heal
It makes a half-stitched scar
That can be broken and again you feel
Grief as total as in its first hour
Dorothy is offline  
Old Feb 14th 2009, 2:53 am   #15
Account Closed
 
Joined: Dec 2007
Posts: 503
Machiavelli is an unknown quantity at this point
Default Re: Should donated money be used for house rebuilding of those who were not insured?

Quote:
Originally Posted by Dorothy View Post
I don't think Quoll was saying that at all. I think she was saying that charity should NOT pay to rebuild the homes of those who were uninsured.

Sorry Dorothy, I appear to have misunderstood Quoll's post.

I've edited my post.

Thanks for your help.

M xxx
Machiavelli is offline  
Closed Thread

Go Back   British Expats / Living & Moving Abroad / Australia / Flood, Fire, Tsunami, Cyclone Alerts and Information


Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off



All times are GMT. The time now is 3:02 pm.


Powered by vBulletin: ©2000 - 2017, Jelsoft Enterprises Ltd.
© 1999-2010 BritishExpats.com