Retiring to UK

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Old Aug 31st 2017, 1:41 am
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Default Retiring to UK

My husband is a UK citizen and I am a US citizen. Currently we live in the US. When we retire we would like to move to the UK for 2-3 years. My husband is planning to get a part time job while we are there. Where can we find the requirements for my visa? Since we will be retired we won't meet the job salary requirements.
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Old Aug 31st 2017, 3:15 am
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Default Re: Retiring to UK

Have a look here first Appendix_FM_Annex_1_7_Financial_Requirement.pdf
I think if you are both retired then both your incomes can be added together. With luck, someone like Brit in Paris will pop in with a more definitive answer.
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Old Aug 31st 2017, 6:01 pm
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Default Re: Retiring to UK

Your husband will sponsor you for a settlement visa. T he following website gives info as to applying for this visa:

https://www.gov.uk/uk-family-visa

You will need to fulfill financial, relationship and accommodation requirements.

You have already been given the link to the financial requirements; you can qualify using employment income or savings or pensions or a combination of all of these options. Read the document carefully to see how you would be able to qualify once you are retired.
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Old Aug 31st 2017, 6:50 pm
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Default Re: Retiring to UK

Originally Posted by Jjjerome
My husband is a UK citizen and I am a US citizen. Currently we live in the US. When we retire we would like to move to the UK for 2-3 years. My husband is planning to get a part time job while we are there. Where can we find the requirements for my visa? Since we will be retired we won't meet the job salary requirements.
First on the to do list - make sure that your husband applied for US citizenship before leaving the US if not already done so. This will make any visit to the US a lot easier.

Currently, you will need £62,500 worth of cash savings held for at lease 6 months before the spouse visa application in order to qualify. Money from a house sale is not subject to the 6 months rule.

You may want to consider getting a British bank account in the US before moving over to the UK. HSBC offers this service, please see link below for details -

https://www.us.hsbc.com/1/2/home/per...g/open-account

Your husband may also wants to check what he will get in terms of a British pension when the time comes using the link below -

https://www.gov.uk/check-state-pension

There is a possibility of getting more pension by paying voluntary National Insurance contributions.

https://www.gov.uk/voluntary-nationa...-contributions
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Old Aug 31st 2017, 8:13 pm
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Default Re: Retiring to UK

Originally Posted by HKG3

Currently, you will need £62,500 worth of cash savings held for at lease 6 months before the spouse visa application in order to qualify. Money from a house sale is not subject to the 6 months rule.


Or, as per SanDiegogirl's link, they can use their US pension/s, if applicable as they'll be retired, to assist them to meet the financial requirements. If their pension/s aren't enough to fully meet the requirements, they can combine this with a lesser amount than £62,500 cash savings to make up the difference.
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Old Sep 3rd 2017, 1:45 pm
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Default Re: Retiring to UK

Originally Posted by SanDiegogirl
Your husband will sponsor you for a settlement visa. T he following website gives info as to applying for this visa:

https://www.gov.uk/uk-family-visa

You will need to fulfill financial, relationship and accommodation requirements.

You have already been given the link to the financial requirements; you can qualify using employment income or savings or pensions or a combination of all of these options. Read the document carefully to see how you would be able to qualify once you are retired.
Thank you for the information. I'm happy to see this is possible.
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Old Sep 3rd 2017, 1:47 pm
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Default Re: Retiring to UK

Originally Posted by HKG3
First on the to do list - make sure that your husband applied for US citizenship before leaving the US if not already done so. This will make any visit to the US a lot easier.

Currently, you will need £62,500 worth of cash savings held for at lease 6 months before the spouse visa application in order to qualify. Money from a house sale is not subject to the 6 months rule.

You may want to consider getting a British bank account in the US before moving over to the UK. HSBC offers this service, please see link below for details -

https://www.us.hsbc.com/1/2/home/per...g/open-account

Your husband may also wants to check what he will get in terms of a British pension when the time comes using the link below -

https://www.gov.uk/check-state-pension

There is a possibility of getting more pension by paying voluntary National Insurance contributions.

https://www.gov.uk/voluntary-nationa...-contributions
Good advice on getting the bank accounts set up. Thanks for the response.
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Old Sep 6th 2017, 1:33 pm
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Default Re: Retiring to UK

Just to add. If your husband becomes a US citizen, he'll have to report his (or include in your combined) worldwide income to the IRS annually if over a minimum threshold.

Last edited by Richard8655; Sep 6th 2017 at 1:48 pm.
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