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4.5 years on and bust.

4.5 years on and bust.

Old Dec 22nd 2011, 10:14 am
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Default Re: 4.5 years on and bust.

Originally Posted by snowgo
Who knows perhaps one day canada will be a great place to go to with your family and start a business that will support you and even produce profits. Currently it is not.
Countless people already have and successfully so. Only because your experience was a bad one, it doesn't mean it's a lost cause for everyone else.

I think your mistake was to buy the house right out and not go for a mortgage. When I go I could buy a condo mortgage free but I won't as I want a buffer for leaner times.

The golddigging years of the 19th century are long gone. To make a move like this work you have to be smart.

Sorry it didn't work out for you.
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Old Dec 22nd 2011, 3:25 pm
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Default Re: 4.5 years on and bust.

i guess i did some things similar to the original poster (Brought house cash) but luckily it has worked out for me.

I also lost my job two times in my fist year in Canada. But the first time I was lucky enough to be found a job by my original company who felt bads about letting me go. Each time I lost my job, I thanked my employer for giving me a chance and wished them luck. I am still friendly with each company.

The second time I lost my job was worse as I was out of work for over a month.

Luckily I made some good friends who were well connected. They were all willing to recommend me to their companies and their friends. I actually had the possibility of jobs with three great companies.

My wife also was expecting to be a lady of leisure in Canada, but it has been necessary for me to renegotiate that agreement.

What I said to her was that if she wanted to enjoy life in her dream house she would need to go out to work and help pay the bills until we were more established.

I gave her a breakdown of our income and expendiure and told her how much she would need to earn to balance the books.

Life is still great for us here it is not perfect (we both have to work to maintain it), but of course we are only 3 1/2 years in.

When I came over, I had no job and nowhere to live. But I did have loads of money in the bank.

Between buying the house and the expenses of settling in a new country, the money is all gone.

I am still not working at 100% of my skill level and my wife is still trying to get her qualifications recognised. She is going back to college in January.

But we have no regrets about the move, and luckily things have worked out very well for us.

But without that initial large bank balance, we would not have been able to do it.
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Old Dec 22nd 2011, 4:54 pm
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Default Re: 4.5 years on and bust.

Originally Posted by YYZlover
Countless people already have and successfully so. Only because your experience was a bad one, it doesn't mean it's a lost cause for everyone else.

I think your mistake was to buy the house right out and not go for a mortgage. When I go I could buy a condo mortgage free but I won't as I want a buffer for leaner times.

The golddigging years of the 19th century are long gone. To make a move like this work you have to be smart.

Sorry it didn't work out for you.
A recession is never a good time to work for yourself. But when employers are offering peanuts you have to pucker up and push on.

So you have not made the move yet!! I wish you luck as the best laid plans often change.
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Old Dec 22nd 2011, 4:58 pm
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Default Re: 4.5 years on and bust.

Originally Posted by britsnake
i guess i did some things similar to the original poster (Brought house cash) but luckily it has worked out for me.

I also lost my job two times in my fist year in Canada. But the first time I was lucky enough to be found a job by my original company who felt bads about letting me go. Each time I lost my job, I thanked my employer for giving me a chance and wished them luck. I am still friendly with each company.

The second time I lost my job was worse as I was out of work for over a month.

Luckily I made some good friends who were well connected. They were all willing to recommend me to their companies and their friends. I actually had the possibility of jobs with three great companies.

My wife also was expecting to be a lady of leisure in Canada, but it has been necessary for me to renegotiate that agreement.

What I said to her was that if she wanted to enjoy life in her dream house she would need to go out to work and help pay the bills until we were more established.

I gave her a breakdown of our income and expendiure and told her how much she would need to earn to balance the books.

Life is still great for us here it is not perfect (we both have to work to maintain it), but of course we are only 3 1/2 years in.

When I came over, I had no job and nowhere to live. But I did have loads of money in the bank.

Between buying the house and the expenses of settling in a new country, the money is all gone.

I am still not working at 100% of my skill level and my wife is still trying to get her qualifications recognised. She is going back to college in January.

But we have no regrets about the move, and luckily things have worked out very well for us.

But without that initial large bank balance, we would not have been able to do it.
Im glad its working out for you and your family. If my wife was prepared to work we would still be in canada. Just hanging on but we would be there.

I personally find it alot easier to find work in the UK.

All the best for the new year.

Last edited by snowgo; Dec 22nd 2011 at 5:00 pm. Reason: spelling
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Old Dec 22nd 2011, 6:28 pm
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Default Re: 4.5 years on and bust.

Originally Posted by snowgo
Im glad its working out for you and your family. If my wife was prepared to work we would still be in canada. Just hanging on but we would be there.I personally find it alot easier to find work in the UK.

All the best for the new year.
There's the rub.

Oh well, all the best etc. I don't think it's all down to Canada tho - there was a bit of rigid thinking holding you guys back too (imo). Not yours tho Good luck, you sound like you have a good work ethic and good contacts in the UK - you'll be just fine. Merry Xmas.

Last edited by ExKiwilass; Dec 22nd 2011 at 6:40 pm.
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Old Dec 22nd 2011, 6:42 pm
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Default Re: 4.5 years on and bust.

Originally Posted by Kiwilass
There's the rub.

Oh well, all the best etc. I don't think it's all down to Canada tho - there was a bit of rigid thinking holding you guys back too (imo). Not yours tho Good luck, you sound like you have a good work ethic and good contacts in the UK - you'll be just fine. Merry Xmas.
Truth be known , i got sick of trying to please people. You have to know when to stop. I gave it everything i was prepared to.
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Old Dec 22nd 2011, 10:14 pm
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Default Re: 4.5 years on and bust.

Originally Posted by snowgo
A recession is never a good time to work for yourself. But when employers are offering peanuts you have to pucker up and push on.
It's been bad for years here where I am and being self employed was the best move I could do. II got more work that way, in my industry.

So you have not made the move yet!! I wish you luck as the best laid plans often change.
You have no idea how intimately I know the full meaning of "Life is what happens when you're busy planning it." A year ago I was in Canada negotiating the perfect job and had to up and leave, drop everything and rush back home. What happened then is what is enabling me to go to college (as a mature student) and start a new life. If I end up with PR in the end - BONUS! But at least I've made bloody good attempt.
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Old Dec 23rd 2011, 1:15 am
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Default Re: 4.5 years on and bust.

[QUOTE=snowgo;9800748]
I found Canadians to be a weird breed.

I found most people to be just false with lots of personal problems.

QUOTE]

omg.....I knew I couldn't be the only one.....they are weird, rude, ignorant, racist, homophobic, vulgar and arrogant...

Good Luck with your new life back in the UK and I hope 2012 bring you and your family well deserved happiness...

Last edited by FlirtyKnickers; Dec 23rd 2011 at 1:16 am. Reason: ffs, i screwed up the quotes and i can't be arsed to fix it...*sigh*
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Old Dec 23rd 2011, 6:44 am
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Default Re: 4.5 years on and bust.

Originally Posted by YYZlover
It's been bad for years here where I am and being self employed was the best move I could do. II got more work that way, in my industry.



You have no idea how intimately I know the full meaning of "Life is what happens when you're busy planning it." A year ago I was in Canada negotiating the perfect job and had to up and leave, drop everything and rush back home. What happened then is what is enabling me to go to college (as a mature student) and start a new life. If I end up with PR in the end - BONUS! But at least I've made bloody good attempt.
I would return to full time ed if i didnt have to find so much cash every month.
all the best with your studies. What subjuct have you commited to?
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Old Dec 23rd 2011, 10:07 am
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Default Re: 4.5 years on and bust.

Originally Posted by FlirtyKnickers
Originally Posted by snowgo
I found Canadians to be a weird breed.

I found most people to be just false with lots of personal problems.
omg.....I knew I couldn't be the only one.....they are weird, rude, ignorant, racist, homophobic, vulgar and arrogant...

Good Luck with your new life back in the UK and I hope 2012 bring you and your family well deserved happiness...
Fixed the quotes for you. ;-)

Colored text - you have got to be joking.
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Old Dec 23rd 2011, 10:15 am
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Default Re: 4.5 years on and bust.

Originally Posted by snowgo
I would return to full time ed if i didnt have to find so much cash every month.
all the best with your studies. What subjuct have you commited to?
Well, I am single, no kids (apart from 3 four-legged ones, one being rather large and needing separate living accommodations).

I'm born and bread in to the entertainment industry and that is where I have been spending most of my adult working life. Music industry mostly. Lately sliding in to Film & TV where there seems to be more work. So I decided to go to college and study film & TV production. I wanted one where I could specialise in production management and Humber College in Toronto has a 3 year advanced diploma. That is my first choice. My 2nd and 3rd are along those lines as well.

A lot of Hollywood productions goes to Canada so in my opinion the professionals are there. Might as well learn from the pro's. The film schools here are naf.
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Old Dec 24th 2011, 1:05 am
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Default Re: 4.5 years on and bust.

Originally Posted by YYZlover
Fixed the quotes for you. ;-)

Colored text - you have got to be joking.
Thank you for fixing me and no, unfortunately i'd like to say i'm kidding, but that would be a lie...
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Old Dec 28th 2011, 11:33 am
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Default Re: 4.5 years on and bust.

Wow! What a roller coaster ride you had.

All the best for 2012
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Old Dec 29th 2011, 4:54 am
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Default Re: 4.5 years on and bust.

Originally Posted by britsnake
My wife also was expecting to be a lady of leisure in Canada, but it has been necessary for me to renegotiate that agreement.

What I said to her was that if she wanted to enjoy life in her dream house she would need to go out to work and help pay the bills until we were more established.
Originally Posted by snowgo
If my wife was prepared to work we would still be in canada.
As a married woman of quite some time who has always worked both prior to being married and throughout being married, I find the concept that a woman would either be reluctant to work, refuse to do so or downright have to be forced to do so when financial crisis hits quite extraordinary.

Marriage is supposed to be a partnership and if you have shared goals then you should surely both make efforts and sacrifices to achieve those goals.

Personally, I like to work for the satisfaction and freedom it gives me, but even if I loathed it I would want to do it to contribute to the financial stability and prosperity of my family and also to give support to my husband.

Being the only wage earner in a family with everything relying on you is a huge expectation and burden to place on someone and then to have to do that in a strange country in a new job is intolerable.

I cannot express how selfish I think both these women are and I am amazed that these women can expect to sit on their backsides and be provided for by their husbands when times and circumstances are so tough.

No offence to the men here but this behaviour makes me ashamed of women.

Last edited by Pollyana; Jan 1st 2012 at 1:15 pm. Reason: fixing quotes :)
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Old Dec 29th 2011, 6:38 am
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Default Re: 4.5 years on and bust.

Originally Posted by helcat12
My wife also was expecting to be a lady of leisure in Canada, but it has been necessary for me to renegotiate that agreement.

What I said to her was that if she wanted to enjoy life in her dream house she would need to go out to work and help pay the bills until we were more established.
Originally Posted by helcat12


As a married woman of quite some time who has always worked both prior to being married and throughout being married, I find the concept that a woman would either be reluctant to work, refuse to do so or downright have to be forced to do so when financial crisis hits quite extraordinary.

Marriage is supposed to be a partnership and if you have shared goals then you should surely both make efforts and sacrifices to achieve those goals.

Personally, I like to work for the satisfaction and freedom it gives me, but even if I loathed it I would want to do it to contribute to the financial stability and prosperity of my family and also to give support to my husband.

Being the only wage earner in a family with everything relying on you is a huge expectation and burden to place on someone and then to have to do that in a strange country in a new job is intolerable.

I cannot express how selfish I think both these women are and I am amazed that these women can expect to sit on their backsides and be provided for by their husbands when times and circumstances are so tough.

No offence to the men here but this behaviour makes me ashamed of women.
I must say even now that we are back in the UK I don't see any real sign of my wife making an effort to look for work. This is now a big worry as I have to find 12 grand for upfront rent payments by the end of March. If I don't manage this we will be evicted and have nowhere to live. I am very worried that she will just let this happen while I am working like crazy to earn the cash.

Its bad enough losing your home but now we are really heading for the rocks if she doesnt get a bloody job. I have two beautiful kids with this woman and they will suffer if she doesn't make every effort to contribute with hard cash.

I am feeling that a divorce is just around the corner.

Last edited by Pollyana; Jan 1st 2012 at 1:16 pm. Reason: fixing quotes :)
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