Money saving suggestions for newbies?
#1
BE Enthusiast
Thread Starter
Joined: Mar 2009
Posts: 331
Money saving suggestions for newbies?
It's dawning on me how much the move and start up costs are going to be, factor in rent, buying vehicles and white goods etc, it all adds up to a sizeable chunk.
Has anybody got any recommendations how they cut costs, saved money or wish they had done something different to save?
Thank you.
Has anybody got any recommendations how they cut costs, saved money or wish they had done something different to save?
Thank you.
#2
Re: Money saving suggestions for newbies?
Prices may be less fixed than the UK. If buying several white goods from the same place you may be able to negotiate a discount of free delivery, that sort of thing.
Alternatively, spread the costs. You may not need to buy 'everything' in one go.
Do you need 'the best' or what you're used to? Front loading washing machines are nice but top loaders here seem to last an age and they're less than half the cost of a front loader. If it's out of the way and doesn't look as nice, so what.
Shop around for TV/Phone/Internet packages. Consider not even getting a TV package and maybe rely on the internet.
Ongoing - pay attention to flyers. Very many grocery items are often a third to half the usual cost and if you have a choice of supermarkets that are convenient - either nearby, or near where someone in the household works, in the vicinity of places you visit like your doctor, optician, friends/family etc - you can save 30%-40% on your groceries by a combination of a list and stocking up when the silly low prices are charged.
Alternatively, spread the costs. You may not need to buy 'everything' in one go.
Do you need 'the best' or what you're used to? Front loading washing machines are nice but top loaders here seem to last an age and they're less than half the cost of a front loader. If it's out of the way and doesn't look as nice, so what.
Shop around for TV/Phone/Internet packages. Consider not even getting a TV package and maybe rely on the internet.
Ongoing - pay attention to flyers. Very many grocery items are often a third to half the usual cost and if you have a choice of supermarkets that are convenient - either nearby, or near where someone in the household works, in the vicinity of places you visit like your doctor, optician, friends/family etc - you can save 30%-40% on your groceries by a combination of a list and stocking up when the silly low prices are charged.
#3
Re: Money saving suggestions for newbies?
Don't go for a large TV package just get the basic or use a antenna and the internet. You could save 100-175 per month this way
Watch we're u shop, stick to cheaper stores, No Frills etc
Don't get dragged into a lengthy expensive cell plan. Pay as u go and use when needed.
No home phone if u get a cell. (This is if u live in a area that's got cell coverage obviously)
Day care is $$ so one parent stay home
Don't drink don't smoke
Change all house bulbs for low use bulbs
Set the furnace to 70F and put on a sweater.
Look out for price drops on gas (petrol) here "Ajax" it's more $ in the morning and 5c cheaper evenings.
Watch we're u shop, stick to cheaper stores, No Frills etc
Don't get dragged into a lengthy expensive cell plan. Pay as u go and use when needed.
No home phone if u get a cell. (This is if u live in a area that's got cell coverage obviously)
Day care is $$ so one parent stay home
Don't drink don't smoke
Change all house bulbs for low use bulbs
Set the furnace to 70F and put on a sweater.
Look out for price drops on gas (petrol) here "Ajax" it's more $ in the morning and 5c cheaper evenings.
Last edited by magnumpi; Feb 10th 2017 at 2:02 pm.
#4
Re: Money saving suggestions for newbies?
It's dawning on me how much the move and start up costs are going to be, factor in rent, buying vehicles and white goods etc, it all adds up to a sizeable chunk.
Has anybody got any recommendations how they cut costs, saved money or wish they had done something different to save?
Thank you.
Has anybody got any recommendations how they cut costs, saved money or wish they had done something different to save?
Thank you.
You could google smartcanucks website to look at the weekly flyers to see typical appliance, furniture etc prices
what have you budgeted as your start up costs based on your location, location?
Rental type with number of bedrooms
Rent/mth + first & last month rent
Renters Insurance
When renting an aprtment or house the major appliances are included, so you need to only purchase small applaicances
Mobile phones/internet/cable TV
TV's, computers etc
Vehicle cost: usually a used vehicle in the $10,000 range, or new from $20,000+ for a basic automatic with AC
#6
Re: Money saving suggestions for newbies?
Bring everything you own that doesn't spin or heat up under electrical power. Shipping will be cheaper than restocking a house.
#7
Re: Money saving suggestions for newbies?
Keep it there all winter then in summer change it to 73 F (Toronto area or hot parts only)
#10
Re: Money saving suggestions for newbies?
Yes, thats what we do, just like grocery price matching or going to habitat for humanity when we needed a replacement stove, fridge, washer & dryer
But that is us & many other Canadians & immigrants doing the same thing.
Newly arrived immigrants unless they have family here to show them the ropes will go to the first store to buy at whatever price it is.
On line flyer searches is the best place to start
#11
Re: Money saving suggestions for newbies?
N2O has a good point regarding the thrift stores. We came here with 7 suitcases nothing else. We were not loaded but slowly we managed to collect all the crap we have today.
If renting then appliances and furniture may be already in the house/apartment also pots pans dishes etc so look in the cupboard first before rushing out to The Bay
If renting then appliances and furniture may be already in the house/apartment also pots pans dishes etc so look in the cupboard first before rushing out to The Bay
#12
limey party pooper
Joined: Jul 2012
Posts: 9,982
Re: Money saving suggestions for newbies?
Bring everything you can, we did and it still became a pain buying appliances. Your furniture may be too small for Canadian sized rooms but you'll have tine to chose what you really want and ir wait for the sales. Your old stuff can then go into the basement.
IIRC ten years ago our shipping cost approx $6K, our settees and chair we got in a sale for 1.5K reduced from 4.5K.
#13
Re: Money saving suggestions for newbies?
+1 on this. I didn't and regretted it. Fitting out a house from scratch is expensive - even with some second hand stuff. If your furniture is half decent then ship it all.
#14
BE Enthusiast
Joined: Sep 2016
Location: Calgary, AB
Posts: 327
Re: Money saving suggestions for newbies?
Have a look at the baggage allowance for who you're flying over with and max it out as its WAY cheaper than shipping some stuff.
We flew with Westjet. First 23kg bag is free per person (and they can be pretty big! Ours were 130L duffel bags) then it was just £20 for another bag of the same!
Buy vacuum bags. We were able to bring LOADS more and with ease by packing clothes and things into vac-bags before hand.
Definitely recommend thrift stores.
We came with no furniture into an empty house & spent $150 on a large comfy sofa, large solid oak dining table, dining chairs, chest of drawers, nightstand and decent sized coffee table. (Everything solid wood believe it or not!) Then we paid $60 for a guy to deliver to our house 2 hours later! And I love what we bought- I didn't feel like I was 'settling'. It's things I'd have happily bought at home.
Tv packages cost a fortune & seemed totally not worth it!- tv is not like at home. We just got internet ($50 a month with Shaw) and pay $10 a month for Netflix. Sorted.
Just a few things I can think of from our recent move that helped keep costs down. Though yes- it's all still a super expensive experience unfortunately.
We flew with Westjet. First 23kg bag is free per person (and they can be pretty big! Ours were 130L duffel bags) then it was just £20 for another bag of the same!
Buy vacuum bags. We were able to bring LOADS more and with ease by packing clothes and things into vac-bags before hand.
Definitely recommend thrift stores.
We came with no furniture into an empty house & spent $150 on a large comfy sofa, large solid oak dining table, dining chairs, chest of drawers, nightstand and decent sized coffee table. (Everything solid wood believe it or not!) Then we paid $60 for a guy to deliver to our house 2 hours later! And I love what we bought- I didn't feel like I was 'settling'. It's things I'd have happily bought at home.
Tv packages cost a fortune & seemed totally not worth it!- tv is not like at home. We just got internet ($50 a month with Shaw) and pay $10 a month for Netflix. Sorted.
Just a few things I can think of from our recent move that helped keep costs down. Though yes- it's all still a super expensive experience unfortunately.
#15
Joined: Sep 2008
Posts: 12,830
Re: Money saving suggestions for newbies?
- Shop smart, know what is a good price for something, ask the store to price match.
- Don't buy at full price. Everything goes on sale one time or another.
- Deals can be had on vehicles if you are prepared to travel.
- Buy vehicles used or nearly new.
- Shop for value, not price. Something that costs more, may in the long run be better value, it may do more, last longer, or cheaper to operate.
- Research cost of replacement vs bringing what you have. Some things are worthwhile, others are not. The Internet is a great resource many of us did not have back in the day.