Medicare - BC - Clarification
Aug 23rd 2017, 3:25 pm
#1
Forum Regular
Thread Starter
Joined: Mar 2015
Location: London Boy... BC Man
Posts: 171
Medicare - BC - Clarification
Hi guys and gals,
Hope all are well.
I am trying to establish some information relating to BC Medicare but am not getting far in retrieving the necessary information directly from them. Can I trouble you please to provide insight/experiences on the following:
Hope all are well.
I am trying to establish some information relating to BC Medicare but am not getting far in retrieving the necessary information directly from them. Can I trouble you please to provide insight/experiences on the following:
- Is it possible to apply/enroll onto Medicare BC whilst physically in London prior to settling in BC? Or do I have to wait until I actually settle there before applying?
- I will not have a job on settlement. Will the monthly premium amounts be applicable from the moment I am enrolled onto Medicare or only when I am in employment and earning over a certain amount annually?
Aug 23rd 2017, 3:27 pm
#2
Forum Regular
Thread Starter
Joined: Mar 2015
Location: London Boy... BC Man
Posts: 171
Re: Medicare - BC - Clarification
FYI - I have activated my PR (spouse visa) btw, although not officially yet settled which is what I aim to do shortly.
Aug 23rd 2017, 3:30 pm
#3
Joined: Sep 2008
Posts: 12,830
Re: Medicare - BC - Clarification
There is no 'Medicare' in BC, it is the Medical Services Plan.
Only residents of BC can enroll, you have to be physically present and living in the province.
You are responsible for the premiums. There is a premium relief program, based on the previous year Canadian tax return. You can also apply for premium relief without having filed a return, but still have to pay premiums until this is approved.
MSP will not cover you for the remainder of the month in which you arrive and the 2 successive months. You should have private coverage for this, or pick up the tab yourself.
You would also register for Fair Pharmacare on arrival as well.
All of this is on the MSP and Fair Pharmacare website.
Only residents of BC can enroll, you have to be physically present and living in the province.
You are responsible for the premiums. There is a premium relief program, based on the previous year Canadian tax return. You can also apply for premium relief without having filed a return, but still have to pay premiums until this is approved.
MSP will not cover you for the remainder of the month in which you arrive and the 2 successive months. You should have private coverage for this, or pick up the tab yourself.
You would also register for Fair Pharmacare on arrival as well.
All of this is on the MSP and Fair Pharmacare website.
Aug 23rd 2017, 3:36 pm
#4
Forum Regular
Thread Starter
Joined: Mar 2015
Location: London Boy... BC Man
Posts: 171
Re: Medicare - BC - Clarification
There is no 'Medicare' in BC, it is the Medical Services Plan.
Only residents of BC can enroll, you have to be physically present and living in the province.
You are responsible for the premiums. There is a premium relief program, based on the previous year Canadian tax return. You can also apply for premium relief without having filed a return, but still have to pay premiums until this is approved.
MSP will not cover you for the remainder of the month in which you arrive and the 2 successive months. You should have private coverage for this, or pick up the tab yourself.
You would also register for Fair Pharmacare on arrival as well.
All of this is on the MSP and Fair Pharmacare website.
Only residents of BC can enroll, you have to be physically present and living in the province.
You are responsible for the premiums. There is a premium relief program, based on the previous year Canadian tax return. You can also apply for premium relief without having filed a return, but still have to pay premiums until this is approved.
MSP will not cover you for the remainder of the month in which you arrive and the 2 successive months. You should have private coverage for this, or pick up the tab yourself.
You would also register for Fair Pharmacare on arrival as well.
All of this is on the MSP and Fair Pharmacare website.
You are right, it is the 'MSP' and not 'Medicare'.
I shall apply then on the day I settle, thank you for clarifying.
Very clear too with your answer on the premium question.
With regards to Fair Pharmacare, I have not come across this yet and am glad you have mentioned it so that I can look into it further.
Really appreciate your input!
Aug 24th 2017, 2:29 pm
#5
BE Forum Addict
Joined: Jun 2015
Location: Vancouver BC
Posts: 1,706
Re: Medicare - BC - Clarification
Once you start working you may be with an employer with a group MSP plan. At this stage you normally get coverage over and above BC MSP levels. Many employers will pay their employees MSP premiums.
