Go Back  British Expats > Living & Moving Abroad > Canada
Reload this Page >

Immediate Health Care Cover For New Alberta PRs?

Immediate Health Care Cover For New Alberta PRs?

Thread Tools
 
Old Feb 9th 2018, 1:38 am
  #16  
Banned
 
Joined: Apr 2009
Location: SW Ontario
Posts: 19,879
Siouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond repute
Default Re: Immediate Health Care Cover For New Alberta PRs?

Originally Posted by Yorkiechef
You have been in Canada long enough to realise that regular drugs do happen, but get referred to a specialist and the generic drug is often not prescribed. These doctors have to get their kick back somehow. My view is that the health system with insurance and so on is broken and not a patch on the UK system that provides care for all, within a reasonable time frame.
I beg to differ.

A family member, on seeing the GP for something unrelated, was sent for further testing after the doctor noticed that his lip had a blue tinge. He had an appointment for an angioplasty within weeks - unfortunately, he had too many blockages for them to continue. He met with his cardiac surgeon and was put on the waiting list as 'urgent' in July and was admitted for a quadruple bypass 6 weeks later.

I very much doubt the UK system would have met the same time frame.

He had no health plan (his company laid him off when he couldn't return to work straight away), his cardiologist prescribed generic medications and reduced them to the minimum as he was aware of his financial situation - and his GP gave him as many samples as she was able to.

From personal (well, family) experience, Canada's health care is pretty damn good!

Edited to add, it is possible to ask the pharmacy if there is a generic alternative - they will normally dispense that if there is one.


Last edited by Siouxie; Feb 9th 2018 at 1:42 am.
Siouxie is offline  
Old Feb 9th 2018, 1:38 am
  #17  
BE Enthusiast
 
Joined: Mar 2012
Location: Calgary
Posts: 962
Shakyuk has a reputation beyond reputeShakyuk has a reputation beyond reputeShakyuk has a reputation beyond reputeShakyuk has a reputation beyond reputeShakyuk has a reputation beyond reputeShakyuk has a reputation beyond reputeShakyuk has a reputation beyond reputeShakyuk has a reputation beyond reputeShakyuk has a reputation beyond reputeShakyuk has a reputation beyond reputeShakyuk has a reputation beyond repute
Default Re: Immediate Health Care Cover For New Alberta PRs?

Originally Posted by Photoplex
Ahh, those robust, rugged, and durable paper health cards
The lady who dealt with our application said 'when it comes in the post, you'll see why the card is free'

They laminate them at the local registry for $2 so we'll do that! It should be health paper...
Shakyuk is offline  
Old Feb 9th 2018, 2:04 am
  #18  
¯\_(ツ)_/¯
 
Joined: Mar 2010
Location: SW Calgary
Posts: 776
Photoplex has a reputation beyond reputePhotoplex has a reputation beyond reputePhotoplex has a reputation beyond reputePhotoplex has a reputation beyond reputePhotoplex has a reputation beyond reputePhotoplex has a reputation beyond reputePhotoplex has a reputation beyond reputePhotoplex has a reputation beyond reputePhotoplex has a reputation beyond reputePhotoplex has a reputation beyond reputePhotoplex has a reputation beyond repute
Default Re: Immediate Health Care Cover For New Alberta PRs?

Originally Posted by Yorkiechef
You have been in Canada long enough to realise that regular drugs do happen, but get referred to a specialist and the generic drug is often not prescribed. These doctors have to get their kick back somehow. My view is that the health system with insurance and so on is broken and not a patch on the UK system that provides care for all, within a reasonable time frame.
No offence, but when you've been here long enough to have a loved one go through a real health crisis, you'll look back and realize how wrong you were.

Last edited by Photoplex; Feb 9th 2018 at 2:06 am.
Photoplex is offline  
Old Feb 9th 2018, 2:17 am
  #19  
Banned
 
Joined: Apr 2009
Location: SW Ontario
Posts: 19,879
Siouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond repute
Default Re: Immediate Health Care Cover For New Alberta PRs?

Originally Posted by Photoplex
No offence, but when you've been here long enough to have a loved one go through a real health crisis, you'll look back and realize how wrong you were.
Siouxie is offline  
Old Feb 9th 2018, 2:49 am
  #20  
Account Closed
 
Joined: Jan 2006
Posts: 0
scrubbedexpat091 has a reputation beyond reputescrubbedexpat091 has a reputation beyond reputescrubbedexpat091 has a reputation beyond reputescrubbedexpat091 has a reputation beyond reputescrubbedexpat091 has a reputation beyond reputescrubbedexpat091 has a reputation beyond reputescrubbedexpat091 has a reputation beyond reputescrubbedexpat091 has a reputation beyond reputescrubbedexpat091 has a reputation beyond reputescrubbedexpat091 has a reputation beyond reputescrubbedexpat091 has a reputation beyond repute
Default Re: Immediate Health Care Cover For New Alberta PRs?

I take several medications and the doctors always just write the name brand as they are typically easier to remember I suppose.

Pharmacy always fills it with a generic. The only time I have ever gotten name brand was when generic was not available and that took a special application to the province to get approval.


Originally Posted by Yorkiechef
You have been in Canada long enough to realise that regular drugs do happen, but get referred to a specialist and the generic drug is often not prescribed. These doctors have to get their kick back somehow. My view is that the health system with insurance and so on is broken and not a patch on the UK system that provides care for all, within a reasonable time frame.
scrubbedexpat091 is offline  
Old Feb 9th 2018, 3:19 am
  #21  
BE Forum Addict
 
Joined: Feb 2013
Location: BC, Canada
Posts: 3,874
scilly has a reputation beyond reputescilly has a reputation beyond reputescilly has a reputation beyond reputescilly has a reputation beyond reputescilly has a reputation beyond reputescilly has a reputation beyond reputescilly has a reputation beyond reputescilly has a reputation beyond reputescilly has a reputation beyond reputescilly has a reputation beyond reputescilly has a reputation beyond repute
Default Re: Immediate Health Care Cover For New Alberta PRs?

Originally Posted by Yorkiechef
You have been in Canada long enough to realise that regular drugs do happen, but get referred to a specialist and the generic drug is often not prescribed. These doctors have to get their kick back somehow. My view is that the health system with insurance and so on is broken and not a patch on the UK system that provides care for all, within a reasonable time frame.

The difference is in the historical views of the different countries.

The UK believes that the state is responsible for taking care of all its citizens.

The US believes that the individual is responsible for taking care of himself and his family (and yes, I use those gender words advisedly). This applies particularly to the Republicans. The Democrats believe that some people need help. Hence all the kerfuffle and hatred of Obamacare.

Canada lies between the two ............. the state takes care of those that need it. The ones with incomes below a certain level (about $20,000 in BC), disabilities, homeless, etc pay no premiums, do not pay for drugs etc. Those with higher incomes are expected to help take care of themselves. Seniors fall into a grey area ........... if their pension is low enough, they will come under a provincial plan that pays most of their medications, and there are some other benefits for them.

Wait until you reach retirement age ............. if your private pension is too high, your OAP will be "clawed back". It looks wonderful to some people to see a headline such as "PM takes his pension" as once happened to Jean Chretien. How terrible ........... a millionaire, and receiving a PM's salary, getting the OAP.

Believe me, he got none of that pension! It's not just "clawed back", you don't even get it ........... the amount is paid directly to Revenue Canada to go towards your income tax, passing from one government department to another. Then you get a T4 or T3 or whichever it is that shows that you "received" $xxxx, and that you paid exactly the same amount in taxes!


You need to be setting up a plan for a private pension because the OAP and CPP are not sufficient for a decent life, but you then have to watch out that you do not take too much per month from the private pension or you lose the OAP!
scilly is offline  
Old Feb 9th 2018, 3:00 pm
  #22  
Lost in BE Cyberspace
 
Almost Canadian's Avatar
 
Joined: Aug 2005
Location: South of Calgary
Posts: 13,374
Almost Canadian has a reputation beyond reputeAlmost Canadian has a reputation beyond reputeAlmost Canadian has a reputation beyond reputeAlmost Canadian has a reputation beyond reputeAlmost Canadian has a reputation beyond reputeAlmost Canadian has a reputation beyond reputeAlmost Canadian has a reputation beyond reputeAlmost Canadian has a reputation beyond reputeAlmost Canadian has a reputation beyond reputeAlmost Canadian has a reputation beyond reputeAlmost Canadian has a reputation beyond repute
Default Re: Immediate Health Care Cover For New Alberta PRs?

Originally Posted by Siouxie
Less if you are on low income.

Regardless, even paying the family premium for it - plus the maximum $25 per prescription x 12 month - the total monthly bill would be $151.33 per month. A bit cheaper than paying full price for regular medication.

Only if the drug is covered by their plan though, and many expensive drugs aren't.
Almost Canadian is offline  
Old Feb 9th 2018, 10:04 pm
  #23  
 
Piff Poff's Avatar
 
Joined: Feb 2006
Location: Red Deer, Alberta
Posts: 10,612
Piff Poff has a reputation beyond reputePiff Poff has a reputation beyond reputePiff Poff has a reputation beyond reputePiff Poff has a reputation beyond reputePiff Poff has a reputation beyond reputePiff Poff has a reputation beyond reputePiff Poff has a reputation beyond reputePiff Poff has a reputation beyond reputePiff Poff has a reputation beyond reputePiff Poff has a reputation beyond reputePiff Poff has a reputation beyond repute
Default Re: Immediate Health Care Cover For New Alberta PRs?

Originally Posted by Siouxie
I beg to differ.

A family member, on seeing the GP for something unrelated, was sent for further testing after the doctor noticed that his lip had a blue tinge. He had an appointment for an angioplasty within weeks - unfortunately, he had too many blockages for them to continue. He met with his cardiac surgeon and was put on the waiting list as 'urgent' in July and was admitted for a quadruple bypass 6 weeks later.

I very much doubt the UK system would have met the same time frame.

He had no health plan (his company laid him off when he couldn't return to work straight away), his cardiologist prescribed generic medications and reduced them to the minimum as he was aware of his financial situation - and his GP gave him as many samples as she was able to.

From personal (well, family) experience, Canada's health care is pretty damn good!

Edited to add, it is possible to ask the pharmacy if there is a generic alternative - they will normally dispense that if there is one.


On the other hand, our friend was told by one Doc that he was too old and ill to have a heart valve last summer. After being in and out of hospital since the beginning of December, he was finally given not one but two heart valves and is the best we have seen him in a good few years!
Piff Poff is offline  
Old Feb 10th 2018, 12:08 am
  #24  
BE Forum Addict
 
Joined: Feb 2013
Location: BC, Canada
Posts: 3,874
scilly has a reputation beyond reputescilly has a reputation beyond reputescilly has a reputation beyond reputescilly has a reputation beyond reputescilly has a reputation beyond reputescilly has a reputation beyond reputescilly has a reputation beyond reputescilly has a reputation beyond reputescilly has a reputation beyond reputescilly has a reputation beyond reputescilly has a reputation beyond repute
Default Re: Immediate Health Care Cover For New Alberta PRs?

Originally Posted by Photoplex
No offence, but when you've been here long enough to have a loved one go through a real health crisis, you'll look back and realize how wrong you were.





After almost 50 years here, I KNOW how wrong YC is.

I don't think the following time line could be beat in the UK .........

2 weeks from detection of breast cancer to seeing specialist, 2 weeks to first operation, 2 weeks to a mastectomy when that was deemed necessary. Treatment complete, except for regular check-ups.

Detection of another breast cancer, specialist seen in 2 weeks, mutual agreement that I could wait 6 weeks for a mastectomy. Treatment complete

OH colon cancer treatment within weeks of detection by doctor (no symptoms).


These were all life threatening situations, all were treated in superb hospital situations with caring doctors and nurses.
scilly is offline  
Old Feb 10th 2018, 12:25 am
  #25  
Banned
 
Joined: Apr 2009
Location: SW Ontario
Posts: 19,879
Siouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond repute
Default Re: Immediate Health Care Cover For New Alberta PRs?

Originally Posted by Piff Poff
On the other hand, our friend was told by one Doc that he was too old and ill to have a heart valve last summer. After being in and out of hospital since the beginning of December, he was finally given not one but two heart valves and is the best we have seen him in a good few years!


2nd opinion did the trick then.. I know someone in their 90's who has had them - and knee replacement surgery!

Glad to hear he is doing well!

Siouxie is offline  
Old Feb 10th 2018, 12:57 am
  #26  
 
Piff Poff's Avatar
 
Joined: Feb 2006
Location: Red Deer, Alberta
Posts: 10,612
Piff Poff has a reputation beyond reputePiff Poff has a reputation beyond reputePiff Poff has a reputation beyond reputePiff Poff has a reputation beyond reputePiff Poff has a reputation beyond reputePiff Poff has a reputation beyond reputePiff Poff has a reputation beyond reputePiff Poff has a reputation beyond reputePiff Poff has a reputation beyond reputePiff Poff has a reputation beyond reputePiff Poff has a reputation beyond repute
Default Re: Immediate Health Care Cover For New Alberta PRs?

Originally Posted by Siouxie


2nd opinion did the trick then.. I know someone in their 90's who has had them - and knee replacement surgery!

Glad to hear he is doing well!

Nope not a second opinion it was that or he dies, he could barely stay conscious and was costing too much in ambulances
Piff Poff is offline  

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off



Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service -

Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.