How to make the payment for class 2 NI contributions
#1
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Thread Starter
Joined: Jan 2008
Location: Near Kingston, Ontario
Posts: 1,318
How to make the payment for class 2 NI contributions
So I finally got my letter today telling me what amount needs to be paid. I called +44 191 218 3600 (on the letter) to see if I could get the 18 digit reference number according to the letter to make the payment, and I was told I needed to call +44 191 203 7010 to get this.
I hung on that call for near 50 minutes and gave up. I looked at the HMRC website again
https://www.gov.uk/pay-class-2-natio...-bank-transfer
and its as clear as mud to me. I was going to send a wire and it looks like you have to quote your NI number , the IC + surname and initial....does this look right?
Otherwise I was thinking about getting a UK bank draft and sending it with a copy of the letter they sent to me via registered mail telling them which years I am paying..
They dont make this simple....I have searched the forums but it looks like others have had the same questions...as yet not answered....
Thanks in advance
I hung on that call for near 50 minutes and gave up. I looked at the HMRC website again
https://www.gov.uk/pay-class-2-natio...-bank-transfer
and its as clear as mud to me. I was going to send a wire and it looks like you have to quote your NI number , the IC + surname and initial....does this look right?
Otherwise I was thinking about getting a UK bank draft and sending it with a copy of the letter they sent to me via registered mail telling them which years I am paying..
They dont make this simple....I have searched the forums but it looks like others have had the same questions...as yet not answered....
Thanks in advance
Last edited by shelley748; Mar 18th 2024 at 7:51 pm. Reason: typo
#2
Re: How to make the payment for class 2 NI contributions
So I finally got my letter today telling me what amount needs to be paid. I called +44 191 218 3600 (on the letter) to see if I could get the 18 digit reference number according to the letter to make the payment, and I was told I needed to call +44 191 203 7010 to get this.
I hung on that call for near 50 minutes and gave up. I looked at the HMRC website again
https://www.gov.uk/pay-class-2-natio...-bank-transfer
and its as clear as mud to me. I was going to send a wire and it looks like you have to quote your NI number , the IC + surname and initial....does this look right?
Otherwise I was thinking about getting a UK bank draft and sending it with a copy of the letter they sent to me via registered mail telling them which years I am paying..
They dont make this simple....I have searched the forums but it looks like others have had the same questions...as yet not answered....
Thanks in advance
I hung on that call for near 50 minutes and gave up. I looked at the HMRC website again
https://www.gov.uk/pay-class-2-natio...-bank-transfer
and its as clear as mud to me. I was going to send a wire and it looks like you have to quote your NI number , the IC + surname and initial....does this look right?
Otherwise I was thinking about getting a UK bank draft and sending it with a copy of the letter they sent to me via registered mail telling them which years I am paying..
They dont make this simple....I have searched the forums but it looks like others have had the same questions...as yet not answered....
Thanks in advance
The reference shouldn't be more than 18 characters.
Mine was NI number plus IC plus first 6 letters of surname.
They will give it to you when you call that number but be prepared to be on hold for 30 to 50 minutes. I think you should definitely confirm this reference with them as you likely cutting a large-ish payment.
#3
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Joined: Dec 2010
Location: Whitby, Ontario
Posts: 732
Re: How to make the payment for class 2 NI contributions
One thing to check - we sent cheques (I think) last year for our payments and I think they warn it takes a few weeks to be credited to your account. Months later, I still couldn’t see the ‘full year’ comment so contacted them - it had inadvertently been credited against a previous year which didn’t help my record. Apparently everything I’d done was correct - it was a simple admin error so worth checking 😉
#4
Re: How to make the payment for class 2 NI contributions
One thing to check - we sent cheques (I think) last year for our payments and I think they warn it takes a few weeks to be credited to your account. Months later, I still couldn’t see the ‘full year’ comment so contacted them - it had inadvertently been credited against a previous year which didn’t help my record. Apparently everything I’d done was correct - it was a simple admin error so worth checking 😉
Making the bank payment wasn't straight forward.
The bank didn't automatically serve up the correct HMRC account but offered a ton of others.
On research I found people on the internet who had made payments to all sorts of random HMRC accounts. It must happen a lot.
Anyway I realized you could manually type in "HMRC NIC Receipts". Then it said account is recognized and I was able to pay.
Other things to remember if using Barclay's are to make sure you have selected the payment as a business and not personal.
Glad it's paid. It kind of reminds me of the immigration process. I began in December 2022.
#5
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Thread Starter
Joined: Jan 2008
Location: Near Kingston, Ontario
Posts: 1,318
Re: How to make the payment for class 2 NI contributions
It depends on how long your surname is.
The reference shouldn't be more than 18 characters.
Mine was NI number plus IC plus first 6 letters of surname.
They will give it to you when you call that number but be prepared to be on hold for 30 to 50 minutes. I think you should definitely confirm this reference with them as you likely cutting a large-ish payment.
The reference shouldn't be more than 18 characters.
Mine was NI number plus IC plus first 6 letters of surname.
They will give it to you when you call that number but be prepared to be on hold for 30 to 50 minutes. I think you should definitely confirm this reference with them as you likely cutting a large-ish payment.
Thanks I did call again and you are exactly right- I also gave them the years i was paying and I will do a wire transfer later this week. They said it takes about 8 weeks for it to show up on your records.
#6
BE Forum Addict
Thread Starter
Joined: Jan 2008
Location: Near Kingston, Ontario
Posts: 1,318
Re: How to make the payment for class 2 NI contributions
One thing to check - we sent cheques (I think) last year for our payments and I think they warn it takes a few weeks to be credited to your account. Months later, I still couldn’t see the ‘full year’ comment so contacted them - it had inadvertently been credited against a previous year which didn’t help my record. Apparently everything I’d done was correct - it was a simple admin error so worth checking 😉
#7
Re: How to make the payment for class 2 NI contributions
8 weeks. Good to know! I will put something in the calendar to check end of May.
#8
Re: How to make the payment for class 2 NI contributions
Hi gang! After a year since completing the application form, I finally got my letter to explain costs. They confirm I have 23 years of NICs on record and laid out costs to buy back up to 17 years of Class 3 contributions at approx £800+/- for each year, which totals way too many dollars.
I’m going to have to call them. But do I not qualify for Class 2 (and what might be a reason?)?
And I thought at some point I read that you could only buy back 6 or 7 years on total??
I’m going to have to call them. But do I not qualify for Class 2 (and what might be a reason?)?
And I thought at some point I read that you could only buy back 6 or 7 years on total??
#9
Re: How to make the payment for class 2 NI contributions
Hi gang! After a year since completing the application form, I finally got my letter to explain costs. They confirm I have 23 years of NICs on record and laid out costs to buy back up to 17 years of Class 3 contributions at approx £800+/- for each year, which totals way too many dollars.
I’m going to have to call them. But do I not qualify for Class 2 (and what might be a reason?)?
And I thought at some point I read that you could only buy back 6 or 7 years on total??
I’m going to have to call them. But do I not qualify for Class 2 (and what might be a reason?)?
And I thought at some point I read that you could only buy back 6 or 7 years on total??
[2] The general rule is that you can only pay for "the current year and six preceeding years", but for a temporary period, ending in 2025 (Twenty Twenty-Five), IIRC you can contribute as far back as 2006-07, which as of today is 17 years. Which is why you were told "up to 17 years", when in your situation, the maximum number of additional years that you would actually buy would be 12 years, bringing you up to 35 years, which would get you the "full" state pension.
Last edited by Pulaski; Mar 26th 2024 at 8:43 pm.
#10
Re: How to make the payment for class 2 NI contributions
Ok, many thanks Pulaski. When we did the form, I sent a letter too asking them to confirm if we were eligible to buy Class 2 OR Class 3.
I’m going to call them this week!
I’m going to call them this week!
#11
Re: How to make the payment for class 2 NI contributions
If you call them, I guarantee, 💯 that's what you'll be told. The form asks for information about your last UK employer, and what you did, workwise, after you left the UK, so there is no way for anyone to give you an answer on the fly, over the phone.
So if you find the form on-line you can get the ball rolling now.
#13
Re: How to make the payment for class 2 NI contributions
And have they mailed you a response? That's what you need, it will either say you're eligible to make Class 2 contributions, or you're only eligible to make Class 3 contributions. I doubt they will tell you anything about that decision over the phone.
#15
Re: How to make the payment for class 2 NI contributions
This rule has the unfortunate consequence of most commonly biting women looking after children, especially if their husband took up well paid overseas employment "so my wife can stay home to look after our kids".
Last edited by Pulaski; Mar 27th 2024 at 12:21 am.