How to avoid credit card fee with Canadian Affair
Dec 5th 2010, 4:08 am
#1
Just Joined
Thread Starter
Joined: Dec 2010
Posts: 5
How to avoid credit card fee with Canadian Affair
Hello all,
Something I discovered today is that if you phone Canadian Affair in Canada and book your flight over the phone, you don't pay the 2% credit card charge whereas if you book online you do. Seems a bit backward to me but that's the way it is so I thought it would be a useful tip to share.
Not as useful as the tip here though; gutted that I found this out after I booked my flight through the Canadian arm of the company.
Something I discovered today is that if you phone Canadian Affair in Canada and book your flight over the phone, you don't pay the 2% credit card charge whereas if you book online you do. Seems a bit backward to me but that's the way it is so I thought it would be a useful tip to share.
Not as useful as the tip here though; gutted that I found this out after I booked my flight through the Canadian arm of the company.
Dec 6th 2010, 2:03 am
#2
half a century
Joined: Mar 2008
Location: Sarf Lundun to East Van :)
Posts: 10,222
Re: How to avoid credit card fee with Canadian Affair
Yup - benefit of being a BE member eh!
Dec 6th 2010, 1:11 pm
#3
Sidecar Falcon
Joined: Jun 2008
Posts: 9,504
Re: How to avoid credit card fee with Canadian Affair
Or you could just use a debit card. 
Dec 6th 2010, 1:25 pm
#4
Lost in BE Cyberspace
Joined: Aug 2005
Location: South of Calgary
Posts: 13,374
Dec 7th 2010, 4:28 am
#6
little snowy owl
Joined: Nov 2004
Posts: 6,921
Re: How to avoid credit card fee with Canadian Affair
I hardly ever use mine for purchases, but if you want to hire some skiis etc you need it for deposit reasons.....
Dec 7th 2010, 4:59 am
#7
Just Joined
Thread Starter
Joined: Dec 2010
Posts: 5
Re: How to avoid credit card fee with Canadian Affair
If it's credit cards you're struggling with, go to your bank and ask them if they'll give you one backed by a 120% GIC. You have to stump up the money up front to back the card but you get it back with interest after a year and you also get a credit rating which lets you apply for other cards with better terms.
Dec 7th 2010, 11:55 am
#8
Sidecar Falcon
Joined: Jun 2008
Posts: 9,504
Re: How to avoid credit card fee with Canadian Affair
I'm sure I'll be fine, I remember using my card as collatarol for pool tables in America and I can keep a little UK Visa Debit card on me for any such circumstances but I have absolutely no plans to go skiiing in Canada and also I will only be on TWP there so I won't be permitted credit anyway.
Dec 7th 2010, 1:30 pm
#9
Magnificently Withering
Joined: Jan 2007
Location: Oakville, ON
Posts: 6,891
Re: How to avoid credit card fee with Canadian Affair
I'm sure I'll be fine, I remember using my card as collatarol for pool tables in America and I can keep a little UK Visa Debit card on me for any such circumstances but I have absolutely no plans to go skiiing in Canada and also I will only be on TWP there so I won't be permitted credit anyway.
Dec 7th 2010, 2:22 pm
#10
Sidecar Falcon
Joined: Jun 2008
Posts: 9,504
Re: How to avoid credit card fee with Canadian Affair
If that isn't the case then that can only be good news though.
Dec 7th 2010, 3:48 pm
#11
Magnificently Withering
Joined: Jan 2007
Location: Oakville, ON
Posts: 6,891
Re: How to avoid credit card fee with Canadian Affair
Ah, and there's the rub. The only agency who has a right to know your SIN is Revenue Canada. There's no need for a bank or credit card company to know your SIN begins with a 9; just leave that field blank on the form. That is the advice I was given and it seems to have worked...
Dec 7th 2010, 4:13 pm
#12
Sidecar Falcon
Joined: Jun 2008
Posts: 9,504
Re: How to avoid credit card fee with Canadian Affair
That's an awesome tip, thanks man, I'll remember that.
Much, much appreciated.
Much, much appreciated.
Dec 7th 2010, 6:04 pm
#13
half a century
Joined: Mar 2008
Location: Sarf Lundun to East Van :)
Posts: 10,222
Re: How to avoid credit card fee with Canadian Affair
Yup we are on TWP - mortgage, credit cards . . .etc
Dec 7th 2010, 8:41 pm
#15
BE Enthusiast
Joined: Oct 2010
Location: Previously Cambridge UK, but now Cochrane AB!
Posts: 309
Re: How to avoid credit card fee with Canadian Affair
Hello all,
Something I discovered today is that if you phone Canadian Affair in Canada and book your flight over the phone, you don't pay the 2% credit card charge whereas if you book online you do. Seems a bit backward to me but that's the way it is so I thought it would be a useful tip to share.
Not as useful as the tip here though; gutted that I found this out after I booked my flight through the Canadian arm of the company.
Something I discovered today is that if you phone Canadian Affair in Canada and book your flight over the phone, you don't pay the 2% credit card charge whereas if you book online you do. Seems a bit backward to me but that's the way it is so I thought it would be a useful tip to share.
Not as useful as the tip here though; gutted that I found this out after I booked my flight through the Canadian arm of the company.