Benefits in Canada
Mar 14th 2018, 11:37 pm
#16
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Joined: Jan 2006
Posts: 0
Re: Benefits in Canada
BC expects family to take care of you before assistance kicks in.
Same with disability.
Once my income hits 24,000 spouses disability will be cut.
We will have to go a couple months living off 250/month after rent which is about what will be left from my income.
Basically the govt expects your family to provide support first.
Same with disability.
Once my income hits 24,000 spouses disability will be cut.
We will have to go a couple months living off 250/month after rent which is about what will be left from my income.
Basically the govt expects your family to provide support first.
Just to clarify, this is other people in the same household as opposed to others in the same building.
In NB they want to know about anyone in the same house. Your sister, your uncle, your father in law, grandfather, your brother's spouse, your son's homeless friend sleeping on the sofa, your mate just separated from his wife that you are putting up.....
Your post in response said the same in BC "You have to provide all info about you and anyone you live with."
Did you just mean partner, kids etc and not those I mentioned?
Here's the way NB puts it.
I find it incredible how they dress up expecting someone in the household - no matter that there's no relationship nor liability (moral or legal) - to take financial responsibility as something non discriminatory.
In NB they want to know about anyone in the same house. Your sister, your uncle, your father in law, grandfather, your brother's spouse, your son's homeless friend sleeping on the sofa, your mate just separated from his wife that you are putting up.....
Your post in response said the same in BC "You have to provide all info about you and anyone you live with."
Did you just mean partner, kids etc and not those I mentioned?
Here's the way NB puts it.
I find it incredible how they dress up expecting someone in the household - no matter that there's no relationship nor liability (moral or legal) - to take financial responsibility as something non discriminatory.
Mar 15th 2018, 12:22 am
#17
Joined: Sep 2008
Posts: 12,830
Re: Benefits in Canada
The PWD payment is pretty small, plus they can earn $12000 a year. If family try to give money, it is taken off PWD payment, dollar for dollar.
The govt are hell bent on $15.20 an hour min wage, as low income earners cannot manage, however PWD recipients have seen nowhere near the 30% increase min wage is getting. All the extra tax dollars from the min wage increase could go to disability and seniors payments. The govt have not mentioned what they will do with the tax windfall from the min wage increase.
Mar 15th 2018, 12:37 am
#18
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Joined: Jan 2006
Posts: 0
Re: Benefits in Canada
Yes the way the system is set up sucks.
PWD system is flawed and difficult to navigate on a good day.
My wife will get letters every couple of years telling her to apply for CPP in an attempt to get her off provincial benefits.
She never gets approved for CPP. But its a pain to deal with.
They at times also randomly make her try for EI.
I am just glad they dont claw back tax refunds.
We go 2 to 3 mos of the year on shaky ground as my income is insufficient to cover all exspenses once we hit the annual exemption. Causes a lot of stress and hardship.
I could see if a spouse is making a large income but the income exemption amounts are simply too low.
When she lived with her mom before meeting me they expected her mom to support her.
PWD system is flawed and difficult to navigate on a good day.
My wife will get letters every couple of years telling her to apply for CPP in an attempt to get her off provincial benefits.
She never gets approved for CPP. But its a pain to deal with.
They at times also randomly make her try for EI.
I am just glad they dont claw back tax refunds.
We go 2 to 3 mos of the year on shaky ground as my income is insufficient to cover all exspenses once we hit the annual exemption. Causes a lot of stress and hardship.
I could see if a spouse is making a large income but the income exemption amounts are simply too low.
When she lived with her mom before meeting me they expected her mom to support her.
The system is set up so family cannot look after a PWD.
The PWD payment is pretty small, plus they can earn $12000 a year. If family try to give money, it is taken off PWD payment, dollar for dollar.
The govt are hell bent on $15.20 an hour min wage, as low income earners cannot manage, however PWD recipients have seen nowhere near the 30% increase min wage is getting. All the extra tax dollars from the min wage increase could go to disability and seniors payments. The govt have not mentioned what they will do with the tax windfall from the min wage increase.
The PWD payment is pretty small, plus they can earn $12000 a year. If family try to give money, it is taken off PWD payment, dollar for dollar.
The govt are hell bent on $15.20 an hour min wage, as low income earners cannot manage, however PWD recipients have seen nowhere near the 30% increase min wage is getting. All the extra tax dollars from the min wage increase could go to disability and seniors payments. The govt have not mentioned what they will do with the tax windfall from the min wage increase.
Mar 15th 2018, 1:15 am
#19
Just Joined
Thread Starter
Joined: Apr 2015
Posts: 23
Re: Benefits in Canada
OP, you pose an interesting question considering from a post made by you in November 2015 that you have been living & working in Canada since August 2015, which make me guess that you likely already know the answer?
http://britishexpats.com/forum/immig.../#post11786542
Do let us know?
http://britishexpats.com/forum/immig.../#post11786542
Do let us know?
Mar 15th 2018, 1:20 am
#20
Just Joined
Thread Starter
Joined: Apr 2015
Posts: 23
Re: Benefits in Canada
Thank you all for your advices and for empathy towards my job ending. I am positive about life changes and I can see it as a sign to return to Europe. 3 years here and having really hard time to adapt. Things happen for a reason. Good thing is that EI here is really high comparing to the UK.
Mar 15th 2018, 1:23 am
#21
Banned
Joined: Apr 2009
Location: SW Ontario
Posts: 19,879
Re: Best way to register unemployment
Yeah I can see is no longer here...
So now in regards to the UK unemployment benefits system...I am planning to stay on EI in Canada for a couple of months while I am preparing for my UK return this summer. I understand I will need to register with Job Center first thing on my return with no benefits rights for 3 months.
Question, can I return and not register for a month or two (as I need that time for relocation adaptation) and then go to Job Centre and register AND will they include my time in the UK since the day I returned? So in other words will it count towards that 3 months period if I register from 2nd month for example?
I am afraid that if I register straight away they will be bothering me with low paid job offers and wasting time going there every few days to sign up while I will be unpacking my stuff and adapting to my return and looking for a proper job etc. I just need Job Center registration as a back up plan if I won't find a job within 3 months. I am not planning on getting JSA as I need a real job and income.
Also, who performs that Habitual Test upon return? Jobcentre?
Do we have NHS access from day one after returning?
Now that i got used to the private healthcare in Canada available to everyone, which I love, can we just purchase similar option via BUPA, AXA on our return-did you try that? From my past UK experience only managerial positions got offered free healthcare plans in the UK but I never looked into buying individual plan and spent thousands of pounds on private doctors. So I am planning to do it Canadian way this time
Thank youfor any suggestions
So now in regards to the UK unemployment benefits system...I am planning to stay on EI in Canada for a couple of months while I am preparing for my UK return this summer. I understand I will need to register with Job Center first thing on my return with no benefits rights for 3 months.
Question, can I return and not register for a month or two (as I need that time for relocation adaptation) and then go to Job Centre and register AND will they include my time in the UK since the day I returned? So in other words will it count towards that 3 months period if I register from 2nd month for example?
I am afraid that if I register straight away they will be bothering me with low paid job offers and wasting time going there every few days to sign up while I will be unpacking my stuff and adapting to my return and looking for a proper job etc. I just need Job Center registration as a back up plan if I won't find a job within 3 months. I am not planning on getting JSA as I need a real job and income.
Also, who performs that Habitual Test upon return? Jobcentre?
Do we have NHS access from day one after returning?
Now that i got used to the private healthcare in Canada available to everyone, which I love, can we just purchase similar option via BUPA, AXA on our return-did you try that? From my past UK experience only managerial positions got offered free healthcare plans in the UK but I never looked into buying individual plan and spent thousands of pounds on private doctors. So I am planning to do it Canadian way this time
Thank youfor any suggestions
Best of luck with your move!
Mar 15th 2018, 1:34 am
#22
Oscar nominated
Joined: Jan 2008
Location: Moncton, NB, CANADA
Posts: 50,862
Re: Best way to register unemployment
Can I suggest you try moneysavingexpert.com forums for more specific JSA type questions.
Do we have NHS access from day one after returning?
Now that i got used to the private healthcare in Canada available to everyone,
can we just purchase similar option via BUPA, AXA
...in the UK but I never looked into buying individual plan and spent thousands of pounds on private doctors.
Mar 15th 2018, 1:27 pm
#27
Lost in BE Cyberspace
Joined: Aug 2005
Location: South of Calgary
Posts: 13,375
Re: Benefits in Canada
Well that depends. How would you feel if it was your information requested of the other person who may be family or anyone else unrelated to you in the same house.
You'd think nothing of providing your wage slips, bank statements, life insurance documents, SIN, etc for someone else to apply?
You'd think nothing of providing your wage slips, bank statements, life insurance documents, SIN, etc for someone else to apply?
Mar 15th 2018, 2:09 pm
#28
Assimilated Pauper
Joined: Mar 2005
Location: Ontario
Posts: 40,018
Re: Benefits in Canada
For those with a disability who are not functional on their own the system is such that it keeps these people and their supporting relatives in near poverty. Canada is not the place to be disabled; the government treats people with disabilities as it does the natives.
Mar 15th 2018, 5:12 pm
#29
Oscar nominated
Joined: Jan 2008
Location: Moncton, NB, CANADA
Posts: 50,862
Re: Benefits in Canada
It seems to me that, if people want taxpayers to help them with their living expenses, and if they live with others who, one assumes, would also be expected to contribute towards those living expenses, both should have no issue with providing the information requested. If they are not willing to do so, the claimant doesn't get the funds they are seeking. I don't see anything wrong with that.
Imagine as a favour to your brother you let him stay. Or it could be your brother's friend. It makes no difference which one it is.
Your brother or his friend agrees to pay you something for your trouble, except he has no income.
He applies for Social Assistance. You are then required to provide your personal details (income, bank statements, life insurance documents etc, same for your wife and kids) for his application to be considered.
Do you do so?
And then, with your income, his answer is likely to be a refusal because your household income is enough to meet his needs.
Fair or not?
NB is not the only province that does this from what I've read.
Last edited by BristolUK; Mar 15th 2018 at 5:14 pm.
Mar 15th 2018, 5:15 pm
#30
Account Closed
Joined: Jan 2006
Posts: 0
Re: Benefits in Canada
Sometimes families won't assist others in the family financially even if said family member lives with them so the current system is flawed in that is expects family to help and will deny people.
Fact is many who are disabled or in need don't have families able or willing to assist financially.
The decision should be based on the applicants assets and situation not their family.
I've read stories of people being denied due to living with family even though the family was not willing or able to assist financially.
Its a very flawed system.
Fact is many who are disabled or in need don't have families able or willing to assist financially.
The decision should be based on the applicants assets and situation not their family.
I've read stories of people being denied due to living with family even though the family was not willing or able to assist financially.
Its a very flawed system.
It seems to me that, if people want taxpayers to help them with their living expenses, and if they live with others who, one assumes, would also be expected to contribute towards those living expenses, both should have no issue with providing the information requested. If they are not willing to do so, the claimant doesn't get the funds they are seeking. I don't see anything wrong with that.