We're home!
May 26th 2014, 11:10 pm
#31
BE Enthusiast
Joined: Mar 2012
Posts: 360
re: We're home!
Good Luck with job hunting.It may take some time. Try not to get impatient.(of the reasons I returned and I do regret it). I am sure you will miss some aspects of NZ, but glad you are getting settled and your daughter is also happy.
May 26th 2014, 11:14 pm
#32
`
Joined: Oct 2003
Posts: 38,611
re: We're home!
Hey! The snow is back on The Ranges with a vengeance today. It's bitter out of the sun and my house will remain freezing until I shut the doors/windows & light the wood burner.
Happy English summertime to you.
Happy English summertime to you.
Jun 6th 2014, 6:22 am
#33
Looking for my marbles.
Thread Starter
Joined: Jul 2013
Location: durham, durham, England
Posts: 730
re: We're home!
Good morning everyone. I hope everyone is ok.
I just wanted to share some information around mortgages. We went to see an independent mortgage adviser yesterday to see what our options are. We based our circumstances on hubby being the only one working full-time. It seems we will have no problem. Some things have changed with lending from the banks but it seems that alot of the changes are positive ones for us returning brits!
1. There is no longer the need for 3 months pay slips to prove employment
history. A few of the major lenders (Natwest, Santandare and Halifax) do
not need employment history. They do however need a contract or a
letter confirming your job offer and stating your earnings. A start date is
needed too.
2. You do need to provide 3 months bank statements so the lender can see
your monthly outgoings. It may be best to arrange this so you can bring
them home with you. It is easier if you kept a bank account in the UK, we
did, but it didn't show our monthly outgoings as we had a NZ bank
account.
3. Get onto the electoral role as soon as you can after arriving in the UK as
this also helps. Register with doctor, dentist and tax office too.
4. She gave us a very low credit rating as we have lived away and have no
UK credit cards or loans and we still had the major lenders agreeing to
lend us the money.
5. We own a home which we rent out and have kept that totally seperate
from the mortgage.
6. If you have a deposit to put down it is also easier if that money is already
in the UK when you go for a mortgage.
We have only enquired about a small mortgage but were told that on Hubbys expected earnings of £25,000 we can borrow up to £100,000. If I had a part-time job and earned around £13,000 to £15,000 we can both borrow up to £160,000. Despite what you hear on the news about property prices in the UK it is not that bad. The price increases are contained in the South as usual. Here up North there are lots of good properties that are very affordable. I have noticed that the houses sell alot quicker now but prices here have not gone crazy. I hope this information has helped a few people. I appreciate that every situation is different.
We are all doing well. Still pleased to be home. Hubby has a job interview today and his old boss rang him on Tuesday about a possible return to his old company. I have an interview in the next 3 weeks. It is a counselling job so fingers crossed. Im not very lucky when it comes to jobs as a few of you are aware so Im not building my hopes up.
I will keep on sharing any information I receive and I hope it is useful. Keep smiling folks.
I just wanted to share some information around mortgages. We went to see an independent mortgage adviser yesterday to see what our options are. We based our circumstances on hubby being the only one working full-time. It seems we will have no problem. Some things have changed with lending from the banks but it seems that alot of the changes are positive ones for us returning brits!
1. There is no longer the need for 3 months pay slips to prove employment
history. A few of the major lenders (Natwest, Santandare and Halifax) do
not need employment history. They do however need a contract or a
letter confirming your job offer and stating your earnings. A start date is
needed too.
2. You do need to provide 3 months bank statements so the lender can see
your monthly outgoings. It may be best to arrange this so you can bring
them home with you. It is easier if you kept a bank account in the UK, we
did, but it didn't show our monthly outgoings as we had a NZ bank
account.
3. Get onto the electoral role as soon as you can after arriving in the UK as
this also helps. Register with doctor, dentist and tax office too.
4. She gave us a very low credit rating as we have lived away and have no
UK credit cards or loans and we still had the major lenders agreeing to
lend us the money.
5. We own a home which we rent out and have kept that totally seperate
from the mortgage.
6. If you have a deposit to put down it is also easier if that money is already
in the UK when you go for a mortgage.
We have only enquired about a small mortgage but were told that on Hubbys expected earnings of £25,000 we can borrow up to £100,000. If I had a part-time job and earned around £13,000 to £15,000 we can both borrow up to £160,000. Despite what you hear on the news about property prices in the UK it is not that bad. The price increases are contained in the South as usual. Here up North there are lots of good properties that are very affordable. I have noticed that the houses sell alot quicker now but prices here have not gone crazy. I hope this information has helped a few people. I appreciate that every situation is different.
We are all doing well. Still pleased to be home. Hubby has a job interview today and his old boss rang him on Tuesday about a possible return to his old company. I have an interview in the next 3 weeks. It is a counselling job so fingers crossed. Im not very lucky when it comes to jobs as a few of you are aware so Im not building my hopes up.
I will keep on sharing any information I receive and I hope it is useful. Keep smiling folks.
Last edited by pippalonghorn; Jun 6th 2014 at 6:25 am.
Jun 6th 2014, 1:16 pm
#34
BE Forum Addict
Joined: Nov 2010
Posts: 4,100
re: We're home!
Good morning everyone. I hope everyone is ok.
I just wanted to share some information around mortgages. We went to see an independent mortgage adviser yesterday to see what our options are. We based our circumstances on hubby being the only one working full-time. It seems we will have no problem. Some things have changed with lending from the banks but it seems that alot of the changes are positive ones for us returning brits!
1. There is no longer the need for 3 months pay slips to prove employment
history. A few of the major lenders (Natwest, Santandare and Halifax) do
not need employment history. They do however need a contract or a
letter confirming your job offer and stating your earnings. A start date is
needed too.
2. You do need to provide 3 months bank statements so the lender can see
your monthly outgoings. It may be best to arrange this so you can bring
them home with you. It is easier if you kept a bank account in the UK, we
did, but it didn't show our monthly outgoings as we had a NZ bank
account.
3. Get onto the electoral role as soon as you can after arriving in the UK as
this also helps. Register with doctor, dentist and tax office too.
4. She gave us a very low credit rating as we have lived away and have no
UK credit cards or loans and we still had the major lenders agreeing to
lend us the money.
5. We own a home which we rent out and have kept that totally seperate
from the mortgage.
6. If you have a deposit to put down it is also easier if that money is already
in the UK when you go for a mortgage.
We have only enquired about a small mortgage but were told that on Hubbys expected earnings of £25,000 we can borrow up to £100,000. If I had a part-time job and earned around £13,000 to £15,000 we can both borrow up to £160,000. Despite what you hear on the news about property prices in the UK it is not that bad. The price increases are contained in the South as usual. Here up North there are lots of good properties that are very affordable. I have noticed that the houses sell alot quicker now but prices here have not gone crazy. I hope this information has helped a few people. I appreciate that every situation is different.
We are all doing well. Still pleased to be home. Hubby has a job interview today and his old boss rang him on Tuesday about a possible return to his old company. I have an interview in the next 3 weeks. It is a counselling job so fingers crossed. Im not very lucky when it comes to jobs as a few of you are aware so Im not building my hopes up.
I will keep on sharing any information I receive and I hope it is useful. Keep smiling folks.
I just wanted to share some information around mortgages. We went to see an independent mortgage adviser yesterday to see what our options are. We based our circumstances on hubby being the only one working full-time. It seems we will have no problem. Some things have changed with lending from the banks but it seems that alot of the changes are positive ones for us returning brits!
1. There is no longer the need for 3 months pay slips to prove employment
history. A few of the major lenders (Natwest, Santandare and Halifax) do
not need employment history. They do however need a contract or a
letter confirming your job offer and stating your earnings. A start date is
needed too.
2. You do need to provide 3 months bank statements so the lender can see
your monthly outgoings. It may be best to arrange this so you can bring
them home with you. It is easier if you kept a bank account in the UK, we
did, but it didn't show our monthly outgoings as we had a NZ bank
account.
3. Get onto the electoral role as soon as you can after arriving in the UK as
this also helps. Register with doctor, dentist and tax office too.
4. She gave us a very low credit rating as we have lived away and have no
UK credit cards or loans and we still had the major lenders agreeing to
lend us the money.
5. We own a home which we rent out and have kept that totally seperate
from the mortgage.
6. If you have a deposit to put down it is also easier if that money is already
in the UK when you go for a mortgage.
We have only enquired about a small mortgage but were told that on Hubbys expected earnings of £25,000 we can borrow up to £100,000. If I had a part-time job and earned around £13,000 to £15,000 we can both borrow up to £160,000. Despite what you hear on the news about property prices in the UK it is not that bad. The price increases are contained in the South as usual. Here up North there are lots of good properties that are very affordable. I have noticed that the houses sell alot quicker now but prices here have not gone crazy. I hope this information has helped a few people. I appreciate that every situation is different.
We are all doing well. Still pleased to be home. Hubby has a job interview today and his old boss rang him on Tuesday about a possible return to his old company. I have an interview in the next 3 weeks. It is a counselling job so fingers crossed. Im not very lucky when it comes to jobs as a few of you are aware so Im not building my hopes up.
I will keep on sharing any information I receive and I hope it is useful. Keep smiling folks.
Maybe it doesn't apply to you, but have you experienced any sort of age barrier to getting a mortgage in the UK?
What sort of deposit do the mortgage companies want?
Jun 6th 2014, 1:16 pm
#35
Concierge
Joined: Jan 2013
Location: Western Australia
Posts: 21,138
re: We're home!
Good morning everyone. I hope everyone is ok.
I just wanted to share some information around mortgages. We went to see an independent mortgage adviser yesterday to see what our options are. We based our circumstances on hubby being the only one working full-time. It seems we will have no problem. Some things have changed with lending from the banks but it seems that alot of the changes are positive ones for us returning brits!
1. There is no longer the need for 3 months pay slips to prove employment
history. A few of the major lenders (Natwest, Santandare and Halifax) do
not need employment history. They do however need a contract or a
letter confirming your job offer and stating your earnings. A start date is
needed too.
2. You do need to provide 3 months bank statements so the lender can see
your monthly outgoings. It may be best to arrange this so you can bring
them home with you. It is easier if you kept a bank account in the UK, we
did, but it didn't show our monthly outgoings as we had a NZ bank
account.
3. Get onto the electoral role as soon as you can after arriving in the UK as
this also helps. Register with doctor, dentist and tax office too.
4. She gave us a very low credit rating as we have lived away and have no
UK credit cards or loans and we still had the major lenders agreeing to
lend us the money.
5. We own a home which we rent out and have kept that totally seperate
from the mortgage.
6. If you have a deposit to put down it is also easier if that money is already
in the UK when you go for a mortgage.
We have only enquired about a small mortgage but were told that on Hubbys expected earnings of £25,000 we can borrow up to £100,000. If I had a part-time job and earned around £13,000 to £15,000 we can both borrow up to £160,000. Despite what you hear on the news about property prices in the UK it is not that bad. The price increases are contained in the South as usual. Here up North there are lots of good properties that are very affordable. I have noticed that the houses sell alot quicker now but prices here have not gone crazy. I hope this information has helped a few people. I appreciate that every situation is different.
We are all doing well. Still pleased to be home. Hubby has a job interview today and his old boss rang him on Tuesday about a possible return to his old company. I have an interview in the next 3 weeks. It is a counselling job so fingers crossed. Im not very lucky when it comes to jobs as a few of you are aware so Im not building my hopes up.
I will keep on sharing any information I receive and I hope it is useful. Keep smiling folks.
I just wanted to share some information around mortgages. We went to see an independent mortgage adviser yesterday to see what our options are. We based our circumstances on hubby being the only one working full-time. It seems we will have no problem. Some things have changed with lending from the banks but it seems that alot of the changes are positive ones for us returning brits!
1. There is no longer the need for 3 months pay slips to prove employment
history. A few of the major lenders (Natwest, Santandare and Halifax) do
not need employment history. They do however need a contract or a
letter confirming your job offer and stating your earnings. A start date is
needed too.
2. You do need to provide 3 months bank statements so the lender can see
your monthly outgoings. It may be best to arrange this so you can bring
them home with you. It is easier if you kept a bank account in the UK, we
did, but it didn't show our monthly outgoings as we had a NZ bank
account.
3. Get onto the electoral role as soon as you can after arriving in the UK as
this also helps. Register with doctor, dentist and tax office too.
4. She gave us a very low credit rating as we have lived away and have no
UK credit cards or loans and we still had the major lenders agreeing to
lend us the money.
5. We own a home which we rent out and have kept that totally seperate
from the mortgage.
6. If you have a deposit to put down it is also easier if that money is already
in the UK when you go for a mortgage.
We have only enquired about a small mortgage but were told that on Hubbys expected earnings of £25,000 we can borrow up to £100,000. If I had a part-time job and earned around £13,000 to £15,000 we can both borrow up to £160,000. Despite what you hear on the news about property prices in the UK it is not that bad. The price increases are contained in the South as usual. Here up North there are lots of good properties that are very affordable. I have noticed that the houses sell alot quicker now but prices here have not gone crazy. I hope this information has helped a few people. I appreciate that every situation is different.
We are all doing well. Still pleased to be home. Hubby has a job interview today and his old boss rang him on Tuesday about a possible return to his old company. I have an interview in the next 3 weeks. It is a counselling job so fingers crossed. Im not very lucky when it comes to jobs as a few of you are aware so Im not building my hopes up.
I will keep on sharing any information I receive and I hope it is useful. Keep smiling folks.
Good luck to you and your husband with your job interviews.
Jun 7th 2014, 7:02 am
#36
Looking for my marbles.
Thread Starter
Joined: Jul 2013
Location: durham, durham, England
Posts: 730
re: We're home!
Hi Windsong. I did'nt ask about the percentage needed for the deposit but I can find out. We also came across no age barrier. The banks I mentioned required that the mortgage would be paid off by the time we were 75 years old. That was the only age requirement we came across.
Their way of lending has changed since we last had a mortgage. They ask you what you want to borrow and then what you can afford to pay monthly. The length of the mortgage is worked out from there. So if we borrowed £80,000 and could repay say £500 a month, then the repayment term would be less than the standard term. I prefer it this way as we would like to pay our mortgage off quicker if possible. If you decided to have a fixed mortgage for the first few years then you are only allowed to pay off an additional 10% of the amount each year. After the fixed term you can pay it all off in one lump sum and have no penalties to pay. It certainly is more flexible than when we got our first mortgage together.
Their way of lending has changed since we last had a mortgage. They ask you what you want to borrow and then what you can afford to pay monthly. The length of the mortgage is worked out from there. So if we borrowed £80,000 and could repay say £500 a month, then the repayment term would be less than the standard term. I prefer it this way as we would like to pay our mortgage off quicker if possible. If you decided to have a fixed mortgage for the first few years then you are only allowed to pay off an additional 10% of the amount each year. After the fixed term you can pay it all off in one lump sum and have no penalties to pay. It certainly is more flexible than when we got our first mortgage together.
Jun 7th 2014, 9:07 pm
#37
MODERATOR
Joined: Oct 2011
Location: Wellington - I miss Castles, the NHS & English school system
Posts: 9,077
re: We're home!
as you already have property is that maybe why they are so keen to loan? they could be taking that as equity??
Jun 7th 2014, 10:08 pm
#38
Looking for my marbles.
Thread Starter
Joined: Jul 2013
Location: durham, durham, England
Posts: 730
re: We're home!
Jun 8th 2014, 9:20 pm
#39
Forum Regular
Joined: Jul 2007
Posts: 53
re: We're home!
Hi Pippalonghorn,
Thank you for your information about mortgages, really helpful stuff, so very much appreciated.
We are looking at returning from New Zealand and eager to buy once we get back and settled. Trying to get our heads around giving up a job here in NZ without having job in the UK to go to! Also leaving family here is giving us those last minute jitters and second questioning our decisions. I guess that's normal though.
Its good to read your updates. Good luck with everything.
Thank you
Thank you for your information about mortgages, really helpful stuff, so very much appreciated.
We are looking at returning from New Zealand and eager to buy once we get back and settled. Trying to get our heads around giving up a job here in NZ without having job in the UK to go to! Also leaving family here is giving us those last minute jitters and second questioning our decisions. I guess that's normal though.
Its good to read your updates. Good luck with everything.
Thank you
Jun 9th 2014, 11:20 pm
#40
Forum Regular
Joined: Mar 2009
Location: Godzone (allegedly)
Posts: 103
re: We're home!
Thanks for posting the updates, look forward to more as and when you can. Good luck on the job front too, I'm sure pole dancing won't be necessary but think how fit you'd get! There's always a silver lining...!
Jun 11th 2014, 1:59 pm
#41
Forum Regular
Joined: Jun 2012
Posts: 167
re: We're home!
Hi
Great to see your updates. I must admit to having had a few meltdowns but only really when I was here without hubby.
I haven't had any regrets as yet.
Our house is finally getting sorted and hopefully hubby will have some success with jobs soon. Like you say it's easy to get impatient but he has only been here for 3 weeks so far. I can't believe I am now in my 6th month already - time has flown.
Keep us posted.
Great to see your updates. I must admit to having had a few meltdowns but only really when I was here without hubby.
I haven't had any regrets as yet.
Our house is finally getting sorted and hopefully hubby will have some success with jobs soon. Like you say it's easy to get impatient but he has only been here for 3 weeks so far. I can't believe I am now in my 6th month already - time has flown.
Keep us posted.
Jun 14th 2014, 7:25 am
#42
Forum Regular
Joined: Jan 2013
Posts: 175
re: We're home!
Good morning everyone. I hope everyone is ok.
I just wanted to share some information around mortgages. We went to see an independent mortgage adviser yesterday to see what our options are. We based our circumstances on hubby being the only one working full-time. It seems we will have no problem. Some things have changed with lending from the banks but it seems that alot of the changes are positive ones for us returning brits!
1. There is no longer the need for 3 months pay slips to prove employment
history. A few of the major lenders (Natwest, Santandare and Halifax) do
not need employment history. They do however need a contract or a
letter confirming your job offer and stating your earnings. A start date is
needed too.
2. You do need to provide 3 months bank statements so the lender can see
your monthly outgoings. It may be best to arrange this so you can bring
them home with you. It is easier if you kept a bank account in the UK, we
did, but it didn't show our monthly outgoings as we had a NZ bank
account.
3. Get onto the electoral role as soon as you can after arriving in the UK as
this also helps. Register with doctor, dentist and tax office too.
4. She gave us a very low credit rating as we have lived away and have no
UK credit cards or loans and we still had the major lenders agreeing to
lend us the money.
5. We own a home which we rent out and have kept that totally seperate
from the mortgage.
6. If you have a deposit to put down it is also easier if that money is already
in the UK when you go for a mortgage.
We have only enquired about a small mortgage but were told that on Hubbys expected earnings of £25,000 we can borrow up to £100,000. If I had a part-time job and earned around £13,000 to £15,000 we can both borrow up to £160,000. Despite what you hear on the news about property prices in the UK it is not that bad. The price increases are contained in the South as usual. Here up North there are lots of good properties that are very affordable. I have noticed that the houses sell alot quicker now but prices here have not gone crazy. I hope this information has helped a few people. I appreciate that every situation is different.
We are all doing well. Still pleased to be home. Hubby has a job interview today and his old boss rang him on Tuesday about a possible return to his old company. I have an interview in the next 3 weeks. It is a counselling job so fingers crossed. Im not very lucky when it comes to jobs as a few of you are aware so Im not building my hopes up.
I will keep on sharing any information I receive and I hope it is useful. Keep smiling folks.
I just wanted to share some information around mortgages. We went to see an independent mortgage adviser yesterday to see what our options are. We based our circumstances on hubby being the only one working full-time. It seems we will have no problem. Some things have changed with lending from the banks but it seems that alot of the changes are positive ones for us returning brits!
1. There is no longer the need for 3 months pay slips to prove employment
history. A few of the major lenders (Natwest, Santandare and Halifax) do
not need employment history. They do however need a contract or a
letter confirming your job offer and stating your earnings. A start date is
needed too.
2. You do need to provide 3 months bank statements so the lender can see
your monthly outgoings. It may be best to arrange this so you can bring
them home with you. It is easier if you kept a bank account in the UK, we
did, but it didn't show our monthly outgoings as we had a NZ bank
account.
3. Get onto the electoral role as soon as you can after arriving in the UK as
this also helps. Register with doctor, dentist and tax office too.
4. She gave us a very low credit rating as we have lived away and have no
UK credit cards or loans and we still had the major lenders agreeing to
lend us the money.
5. We own a home which we rent out and have kept that totally seperate
from the mortgage.
6. If you have a deposit to put down it is also easier if that money is already
in the UK when you go for a mortgage.
We have only enquired about a small mortgage but were told that on Hubbys expected earnings of £25,000 we can borrow up to £100,000. If I had a part-time job and earned around £13,000 to £15,000 we can both borrow up to £160,000. Despite what you hear on the news about property prices in the UK it is not that bad. The price increases are contained in the South as usual. Here up North there are lots of good properties that are very affordable. I have noticed that the houses sell alot quicker now but prices here have not gone crazy. I hope this information has helped a few people. I appreciate that every situation is different.
We are all doing well. Still pleased to be home. Hubby has a job interview today and his old boss rang him on Tuesday about a possible return to his old company. I have an interview in the next 3 weeks. It is a counselling job so fingers crossed. Im not very lucky when it comes to jobs as a few of you are aware so Im not building my hopes up.
I will keep on sharing any information I receive and I hope it is useful. Keep smiling folks.
This is great news i just went through getting and expats mortgage and they offered me half what i wanted due to age, and made me a do joint application.
im now worried there searches will affect my credit record there.
Jun 14th 2014, 7:42 am
#43
Forum Regular
Joined: Jan 2013
Posts: 175
re: We're home!
Hi Windsong. I did'nt ask about the percentage needed for the deposit but I can find out. We also came across no age barrier. The banks I mentioned required that the mortgage would be paid off by the time we were 75 years old. That was the only age requirement we came across.
Their way of lending has changed since we last had a mortgage. They ask you what you want to borrow and then what you can afford to pay monthly. The length of the mortgage is worked out from there. So if we borrowed £80,000 and could repay say £500 a month, then the repayment term would be less than the standard term. I prefer it this way as we would like to pay our mortgage off quicker if possible. If you decided to have a fixed mortgage for the first few years then you are only allowed to pay off an additional 10% of the amount each year. After the fixed term you can pay it all off in one lump sum and have no penalties to pay. It certainly is more flexible than when we got our first mortgage together.
Their way of lending has changed since we last had a mortgage. They ask you what you want to borrow and then what you can afford to pay monthly. The length of the mortgage is worked out from there. So if we borrowed £80,000 and could repay say £500 a month, then the repayment term would be less than the standard term. I prefer it this way as we would like to pay our mortgage off quicker if possible. If you decided to have a fixed mortgage for the first few years then you are only allowed to pay off an additional 10% of the amount each year. After the fixed term you can pay it all off in one lump sum and have no penalties to pay. It certainly is more flexible than when we got our first mortgage together.
Jun 15th 2014, 12:11 pm
#44
BE Forum Addict
Joined: Apr 2004
Location: CHELTENHAM, Gloucestershire, England
Posts: 1,494
re: We're home!
The English summertime has been quite lovely of late.......and in the bright sunshine under hazy blue skies this part of England.......on the borderline between the Cotswold Hills, the Severn Valley and the Malvern Hills in the distance ...
....the spectacularly lovely countryside has looked so amazingly green (remember all that winter rain - now it is reaping its benefits big time - so green and lush with all the leaves in full display) and of course all the lovely blossoms in the orchards of the Severn Valley and nearby Herefordshire where my grandparents live near Ledbury where the world famous Poetry Festival is soon to open.......my partner and I have book to go and see ...and hear...the lovely Juliet Stevenson.
This gorgeous taste of summer here....25C yesterday......has only briefly been interrupted by thunderstorms...they do not last all that long but it really seems to me, as an exiled Scot.... that the thunderstorms down here in this part of England are noticeably louder in terms of thunderclaps and more vivid in terms of lightning bolts and flashes, but it might just be my imagination, not really sure...I do know they are more frequent down here.
....the spectacularly lovely countryside has looked so amazingly green (remember all that winter rain - now it is reaping its benefits big time - so green and lush with all the leaves in full display) and of course all the lovely blossoms in the orchards of the Severn Valley and nearby Herefordshire where my grandparents live near Ledbury where the world famous Poetry Festival is soon to open.......my partner and I have book to go and see ...and hear...the lovely Juliet Stevenson.
This gorgeous taste of summer here....25C yesterday......has only briefly been interrupted by thunderstorms...they do not last all that long but it really seems to me, as an exiled Scot.... that the thunderstorms down here in this part of England are noticeably louder in terms of thunderclaps and more vivid in terms of lightning bolts and flashes, but it might just be my imagination, not really sure...I do know they are more frequent down here.
Jun 26th 2014, 7:31 am
#45
Forum Regular
Joined: Aug 2013
Location: Tauranga
Posts: 112
re: We're home!
Hello there Pippa, great to hear an update. It sounds idyllic, just turning the heating on and sitting by it, just because you can, swoon.
I've been so ill with pleurisy and bronchitis, and I'm beginning to think it's the bloody unhealthy Kiwi housing/offices that's at the root of it all. I have never had anything like this in my life and now I've had it twice in one year.
I do miss central heating, please could you post some photos of radiators when you have a mo, (or are just bored stiff one day,) along with a picture of a loaf of Warburton's bread, lol, yes I've lost the plot.
Again, great to hear from you, (waves from Nz to the fading strains of Land of Hope and Glory, to the accompaniment of a hacking cough).
I've been so ill with pleurisy and bronchitis, and I'm beginning to think it's the bloody unhealthy Kiwi housing/offices that's at the root of it all. I have never had anything like this in my life and now I've had it twice in one year.
I do miss central heating, please could you post some photos of radiators when you have a mo, (or are just bored stiff one day,) along with a picture of a loaf of Warburton's bread, lol, yes I've lost the plot.
Again, great to hear from you, (waves from Nz to the fading strains of Land of Hope and Glory, to the accompaniment of a hacking cough).