Living In Two Countries
#1
Just Joined
Thread Starter
Joined: Mar 2017
Posts: 1
Living In Two Countries
Hi all,
We are thinking of splitting our time between the UK and Australia and wondered if anyone else has experience of this. We own a home here in Aus and will buy a home in England (with savings already in the UK). We work seasonally in Aus 9 months a year so will spend 3 months a year in the UK, may want to work during those 3 months in a temp job or similar, we are dual Citizens. Just not sure how this would work tax wise, residency laws wise and NHS wise??? welcome any advice or experiences!!! thanks in advance.
We are thinking of splitting our time between the UK and Australia and wondered if anyone else has experience of this. We own a home here in Aus and will buy a home in England (with savings already in the UK). We work seasonally in Aus 9 months a year so will spend 3 months a year in the UK, may want to work during those 3 months in a temp job or similar, we are dual Citizens. Just not sure how this would work tax wise, residency laws wise and NHS wise??? welcome any advice or experiences!!! thanks in advance.
#2
Re: Living In Two Countries
Hi all,
We are thinking of splitting our time between the UK and Australia and wondered if anyone else has experience of this. We own a home here in Aus and will buy a home in England (with savings already in the UK). We work seasonally in Aus 9 months a year so will spend 3 months a year in the UK, may want to work during those 3 months in a temp job or similar, we are dual Citizens. Just not sure how this would work tax wise, residency laws wise and NHS wise??? welcome any advice or experiences!!! thanks in advance.
We are thinking of splitting our time between the UK and Australia and wondered if anyone else has experience of this. We own a home here in Aus and will buy a home in England (with savings already in the UK). We work seasonally in Aus 9 months a year so will spend 3 months a year in the UK, may want to work during those 3 months in a temp job or similar, we are dual Citizens. Just not sure how this would work tax wise, residency laws wise and NHS wise??? welcome any advice or experiences!!! thanks in advance.
It is possible to live overseas and not be liable for Australian tax but it is not straightforward and would take some planning and structuring to avoid. Do a search on BE as this subject has come up before
#3
Re: Living In Two Countries
Can't help with most of your questions, but I do know that you wouldn't satisfy the residence requirements for accessing the NHS, sorry
#4
Re: Living In Two Countries
Doesn't reciprocal Medicare work both ways between Australia and the U.K. For Australian visitors?
#6
Forum Regular
Joined: Nov 2005
Posts: 158
Re: Living In Two Countries
I think in actuality that doctors both in the UK and Oz tend to be quite flexible in terms of what represents "emergency care", but I would not want to rely on the discretion of individual doctors; and access is becoming tighter both ends. Private health insurance is expensive and generally premiums would increase with age.
Note that UK tax residency also probably means UK taxation of any Australian superannuation stream, which would would normally be untaxed in Oz; you therefore need to be careful and get (prior) specific tax advice.
Note that UK tax residency also probably means UK taxation of any Australian superannuation stream, which would would normally be untaxed in Oz; you therefore need to be careful and get (prior) specific tax advice.
#7
Re: Living In Two Countries
I think in actuality that doctors both in the UK and Oz tend to be quite flexible in terms of what represents "emergency care", but I would not want to rely on the discretion of individual doctors; and access is becoming tighter both ends. Private health insurance is expensive and generally premiums would increase with age.
Note that UK tax residency also probably means UK taxation of any Australian superannuation stream, which would would normally be untaxed in Oz; you therefore need to be careful and get (prior) specific tax advice.
Note that UK tax residency also probably means UK taxation of any Australian superannuation stream, which would would normally be untaxed in Oz; you therefore need to be careful and get (prior) specific tax advice.
Any ongoing treatment for non-urgent, chronic or pre-existing conditions would not be available on the NHS to a non-resident, including tests, scans, GP and consultant appointments, prescriptions, in or outpatient hospital attendance. Way too risky so private health insurance covering those 3 months per year would be a must, or very deep pockets.
#8
Re: Living In Two Countries
I'm no expert on public health systems but couldn't you say on your 3 months in the UK that you'd just moved back permanently?
#9
Lost in BE Cyberspace
Joined: Dec 2010
Posts: 14,040
Re: Living In Two Countries
I think in actuality that doctors both in the UK and Oz tend to be quite flexible in terms of what represents "emergency care", but I would not want to rely on the discretion of individual doctors; and access is becoming tighter both ends. Private health insurance is expensive and generally premiums would increase with age.
Note that UK tax residency also probably means UK taxation of any Australian superannuation stream, which would would normally be untaxed in Oz; you therefore need to be careful and get (prior) specific tax advice.
Note that UK tax residency also probably means UK taxation of any Australian superannuation stream, which would would normally be untaxed in Oz; you therefore need to be careful and get (prior) specific tax advice.
Needless to say, the family no longer uses the surgery they have done for 40 years.
#10
Re: Living In Two Countries
I think there are some fairly stringent criteria in place now for accessing the NHS if you have just moved back. I don't think it's as simple as just rocking up and saying we've moved back any more.
S
#11
Lost in BE Cyberspace
Joined: Dec 2010
Posts: 14,040
Re: Living In Two Countries
I wondered how Kylie Minogue used the Melbourne hospital for her treatment when she was ill despite living in London.
Perhaps she paid outright for the ongoing treatment.
Perhaps she paid outright for the ongoing treatment.
#14
Re: Living In Two Countries
Nah, the Home Office is red hot on this. They want to see Council tax notices among other documents. UK citizens who aren't 'ordinarily resident' pay 150% of the standard NHS charge for the services they access, in England anyway. There are different arrangements for UK citizens living in an EU country. For now, who knows what the future will bring!