HELP !!! Being chased for wrongly accused debt after 3 yrs in oz!!!!!!!!
May 9th 2009, 4:53 pm
#31
Banned
Joined: Aug 2008
Posts: 22,348
Re: HELP !!! Being chased for wrongly accused debt after 3 yrs in oz!!!!!!!!
Regarding the £1 fee. Please make sure you don't send £1 cash. The simple fact that many DCA's will use the cash as a payment towards the alleged debt. Make sure the £1 payment is in the form of a cheque or PO with an explanation written on there as to what the payment is for. Also take a photocopy of this.
Also on the sample letter, under no circumstances sign the letter. Simply print your name e.g MR F SMITH. DCA's have been known to scan your signature and add it onto credit agreement documents. Yes it does happen!!
Good luck
Also on the sample letter, under no circumstances sign the letter. Simply print your name e.g MR F SMITH. DCA's have been known to scan your signature and add it onto credit agreement documents. Yes it does happen!!
Good luck
It might even be a good idea to get someone else to write out a £1 cheque.
May 10th 2009, 1:53 am
#32
Lost in BE Cyberspace
Joined: Mar 2003
Posts: 9,397
Re: HELP !!! Being chased for wrongly accused debt after 3 yrs in oz!!!!!!!!
I would suspect a scam, like others above.
May 10th 2009, 2:01 am
#33
BE Forum Addict
Joined: Oct 2006
Location: Adelaide
Posts: 3,162
Re: HELP !!! Being chased for wrongly accused debt after 3 yrs in oz!!!!!!!!
Regarding the £1 fee. Please make sure you don't send £1 cash. The simple fact that many DCA's will use the cash as a payment towards the alleged debt. Make sure the £1 payment is in the form of a cheque or PO with an explanation written on there as to what the payment is for. Also take a photocopy of this.
Also on the sample letter, under no circumstances sign the letter. Simply print your name e.g MR F SMITH. DCA's have been known to scan your signature and add it onto credit agreement documents. Yes it does happen!!
Good luck
Also on the sample letter, under no circumstances sign the letter. Simply print your name e.g MR F SMITH. DCA's have been known to scan your signature and add it onto credit agreement documents. Yes it does happen!!
Good luck
Surely if you don't want them to scan your signature then you don't want to send a cheque that you have signed either? A postal order or cheque from someone elses account sounds better.
May 10th 2009, 4:46 am
#34
BE Forum Addict
Joined: Dec 2002
Posts: 1,019
Re: HELP !!! Being chased for wrongly accused debt after 3 yrs in oz!!!!!!!!
Again I find myself posting this
http://www.expatfocus.com/index.php?...ewtopic&t=9936
Please read it
http://www.expatfocus.com/index.php?...ewtopic&t=9936
Please read it
May 10th 2009, 12:32 pm
#35
Ocean Reef
Thread Starter
Joined: Aug 2004
Location: Landed in Perth July'06 & now freezing in Melbourne! Brisbane Bound soon and lovin it everyday!
Posts: 164
Re: HELP !!! Being chased for wrongly accused debt after 3 yrs in oz!!!!!!!!
Again I find myself posting this
http://www.expatfocus.com/index.php?...ewtopic&t=9936
Please read it
http://www.expatfocus.com/index.php?...ewtopic&t=9936
Please read it
May 10th 2009, 1:02 pm
#36
Forum Regular
Joined: Jan 2009
Posts: 159
Re: HELP !!! Being chased for wrongly accused debt after 3 yrs in oz!!!!!!!!
Just rec'd letter saying I owe a bank in UK $800 
.....the facts are: left UK 3 yrs ago, left not owing anyone, never been in debt, would pay it if I did owe, now being chased 
and need help please.
I will write back to Oz debt agency, but wondering if any one else has been in this situation and wondered what to do...apart from writing "without prejudice" on the letter and explain that I do not know of any debt I owe, ask them for evidence of what debt relates to etc.
what rights do I have and want to get this cleared....any suggestions??
.....the facts are: left UK 3 yrs ago, left not owing anyone, never been in debt, would pay it if I did owe, now being chased and need help please. I will write back to Oz debt agency, but wondering if any one else has been in this situation and wondered what to do...apart from writing "without prejudice" on the letter and explain that I do not know of any debt I owe, ask them for evidence of what debt relates to etc.
what rights do I have and want to get this cleared....any suggestions??
(as well as writing to the Oz debt agency).
If it is a scam the UK bank may already be aware of it.
