bushy

We've just bought a new car for the 2 kids to share and I need to get comprehensive insurance for it.....can anyone recommend a good insurance company? I've got some quotes online for various ones so have a rough idea what it's going to cost us but, when I've looked at some of the review sites a lot of the ones I've looked at have had some really bad reviews:-((. Many of the cheaper ones such as Coles, Real etc are a good price but don't score very well on service after an accident....

Buzzy--Bee

We've had 3 claims out of Bingle and they've handled them all well.

BB

renth

SGIO, they are not the cheapest but my Mrs crashes the car at least once a year (sometimes twice) and they have always paid out.

Alfresco

AAMI

Mike at Taree

Go to one of those companies like ISelect who will take your details and give you the best deal - can't think of all the names off the top of my head, just Google "compare car insurance".. you pay the same as if dealing direct with the insurer, the "comparison" company gets a kickback. Good for getting the best Electricity deal, phone deal etc.

edit: the way it works is that not all car insurance companies want the same customers. For example some want seniors whereas others don't want senile old buggers who run off the road but prefer working people. Some don't want working people because they prang their car on the way to work and would rather have stay at home seniors. Some won't touch young drivers, others love young drivers because they can milk them senseless.... trying to work it out for yourself can send you nutty.

edit edit: another good avenue is to get a quote from your bank. For example we have been with Commonwealth for ever and insure the car through Comminsure and got an excellent deal, most banks have their own insurance arm.

spouse of scouse

Another vote for SGIO here - we recently ran a comparison cost with other insurers, including some specifically designed for over 55s, and the SGIO policy beat them all.

Bermudashorts

This approach really does not work in Australia for insurance policies, because the main players in the Australian insurance market do not participate in comparison websites.

spouse of scouse

True. You have to do the leg (web!) work yourself, and get quotes from each company's website. Also need to make sure that you're comparing like with like, eg same coverage for 'smaller' things such as windscreens, hire cars etc.

bushy

Thanks everyone for all the info:-) I ended up choosing SGIO as they were very competitive and seem to get good reviews. Was going to go with them for my own new car but the dealer has given me a quote with Allianz that's $25 per month cheaper so will probably go with that.

Alfresco

Yep, swings and roundabouts. I'm with Allianz for house etc...

Good luck!