can i get credit card in oz if on a working holiday visa?
#1
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can i get credit card in oz if on a working holiday visa?
am moving top perth in october, can i get a credit card when in oz if on a working holiday visa or will i av to get one in uk and take it with me?
thank you.
thank you.
#2
Re: can i get credit card in oz if on a working holiday visa?
Blimey you are ambitious! We are here on PR and both in full time work but we haven't even attempted to get a credit card yet. I recommend you bring one with you..
#3
Re: can i get credit card in oz if on a working holiday visa?
Agreed! You won't get one here because you won't have the earning capacity.
Credit Cards here, well you do almost have to give your right arm for one! I don't know what the forms are like in the UK now but the last one I was sent in the post just required, name, address and signature. Here, they want to know everything, almost down to your inside leg measurement!
I was sent a promo for the new Virgin Money card and it said do not proceed if you don't earn over $50k a year, so they are much tighter here.
We've been trying to get one, partly to help with cash flow but because we are self-employed we've got even more checks! We get one with our mortgage but because we are having to pay the building loan and rent at the moment they refuse to give it to us until we aren't renting anymore, even though we've got more than enough in the bank to cover any credit limit!
Just make sure if you use your UK card then you set up a direct debit to pay each month and make sure it goes through. We had friends who were travelling for a year and there was some mess up with their DD which resulted in a load of hassle with the payments and trying to call from the back of beyond to sort it out!
Credit Cards here, well you do almost have to give your right arm for one! I don't know what the forms are like in the UK now but the last one I was sent in the post just required, name, address and signature. Here, they want to know everything, almost down to your inside leg measurement!
I was sent a promo for the new Virgin Money card and it said do not proceed if you don't earn over $50k a year, so they are much tighter here.
We've been trying to get one, partly to help with cash flow but because we are self-employed we've got even more checks! We get one with our mortgage but because we are having to pay the building loan and rent at the moment they refuse to give it to us until we aren't renting anymore, even though we've got more than enough in the bank to cover any credit limit!
Just make sure if you use your UK card then you set up a direct debit to pay each month and make sure it goes through. We had friends who were travelling for a year and there was some mess up with their DD which resulted in a load of hassle with the payments and trying to call from the back of beyond to sort it out!
#5
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Re: can i get credit card in oz if on a working holiday visa?
#6
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Re: can i get credit card in oz if on a working holiday visa?
A few years ago, this was the case with one Australian Credit card provider...
But unfortunately, their website now says:
They have tightened up credit card applications.
The Aussie MasterCard entails the following restrictions:
An Australian resident should earn at least $15,000 and a non-resident should earn at least $50,000 to acquire this card.
An Australian resident should earn at least $15,000 and a non-resident should earn at least $50,000 to acquire this card.
You can apply for an Aussie MasterCard if you are over 18 years old, an Australian resident and earn more than $15,000 a year.
#7
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Re: can i get credit card in oz if on a working holiday visa?
thanx i thought it would be best to take one with me. The banks keep sending me letters trying to make me take one so i will take one with me. Thanx for your help.
#8
Re: can i get credit card in oz if on a working holiday visa?
I kept a couple just in case and cancelled the others before we came.
Always have a backup plan.
#9
Re: can i get credit card in oz if on a working holiday visa?
Kim
#11
Aussie in Hertfordshire
Joined: Aug 2007
Location: Hertfordshire
Posts: 117
Re: can i get credit card in oz if on a working holiday visa?
commonwealth bank do prepaid mastercard. its better than nothing i guees if their are things you can only pay with a credit card.
#12
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Joined: Feb 2009
Posts: 86
Re: can i get credit card in oz if on a working holiday visa?
Silly me. my application has been turned down by Westpac, because I've just arrived in Oz 5 days ago with no work eventhough told them that I have 500 k in my account in the UK. The reason for no is affordability to pay back. I did not question them for that but got my debit card today from the same bank.
wijaya
wijaya
#13
Re: can i get credit card in oz if on a working holiday visa?
Silly me. my application has been turned down by Westpac, because I've just arrived in Oz 5 days ago with no work eventhough told them that I have 500 k in my account in the UK. The reason for no is affordability to pay back. I did not question them for that but got my debit card today from the same bank.
wijaya
wijaya