destination New Brunswick

Time for an update

Posted on Fri 12 October 2007 at 09:36

Its been a while since I updated my blog. Life is quite busy at the moment.

It has been a mild and sunny Autumn here so far, but it is now begining to change.

Today is windy rainy and colder and there are weather warnings in place for much rain.

The field shelter is partially built ,ie the frame is up. But no walls or roof as yet.

I looked out at the horses at tea time and they were looking pretty miserable so we decided that we should bring them into the barn for the night.

Trouble is I am having trouble locating straw which is my prefered bedding and so we had to use hay.

I am a little worried as my Shetlands are quite plump as it is and don't usually get more than a couple of sections between them overnight.

They must think they are in heaven to be completely surrounded and up to their knees in hay.

The only trouble is that they could develop laminitis (a very painful condition) from too much food.

But it is a risk I will have to take tonight and get bedding in as a priority next week.

 

Both our boys have decided that Moncton and NB is not for them.

Much too quiet, very few good bands stop here.

They were so surprised that when the white stripes played here that it wasn't close to being sold out.

However a country singer probably would be.

Also the work situation here has little to offer them.

Customer service at call centres are about all that is around for them.

 

James has worked at call centres in the UK while at uni but always selling and there are few sales oportunities here.

He has sent off his resume to some companies in Toronto and has a few interviews lined up for the end of the month.

 

They know a few guys from England that are now based in toronto so they will have some friends to help smooth the way.

 

But we are unsure about how we feel. We don't really want to be so far away from them.

A 16 hour trip in a car although only a couple of hours on a plane.

We will just have to get used to it. It was always going to happen one day, but not sure how ready I am for just such a distance. In the UK they couldn't afford to move out of home, let alone to another part of the country.

Luke however has a two month trip to Mexico planned before he will go to Ontario.

We have also sold our duplex. We have put in an offer on a half completed duplex, which with a little tweeking could be converted into a triplex.

Little bit worried about it as it is a big job.

We also have our eye on a nice safe house up the road that does not hold out the same prospects of profit but is much less risky. 

We would have kept our duplex and mortgaged it for this venture but we have no credit rating here and so cannot borrow  penny.

The mortgage guy called us asset rich but totaly uncreditworhty.

We will have to put some money down and get a credit card so that we can start building up a credit rating here. It seems to be the only thing that seems to count.

 

Well I will be up early tomorow as I have some mucking out to do.

Credit worthy

Posted on Sun 14 October 2007 at 10:00 by Dave+Jules
Hi Penny we had the same problem, we were even refused a Sears Store Card! One of the things we did was buy a car nearly outright and take the 0% finance from Ford for the last $2,000 so very small regular monthly payments. I also leased my car from Ford. That way we had two different types of credit building payments.

Do you pay your NB Power bill using equalization payments and through your bank like direct debit? That to shows you are committed to paying a regular amount.

I also managed to get an American Express card after 6 months. You have to pay it all off when you get the bill. Personally I like that approach, it stops us being irresponsible.

Anyway we are just coming up to our two anniversary and credit card companies are calling offerin pre-approved credit cards (which we are refusing .... it is nice to hear the shock in their voice LOL)

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