Friday 29 June 2012 - House sold!
Firstly, health insurance (again). The Blue Shield policy for DD arrived last week, followed by a bill for $3,500. Eeek. It transpires that:
1. They hadn't bothered to take payment from the payment details provided on the application form
2. They hadn't sent us a bill for that first month
3. We were now "past due" because we hadn't been sent any details of how to pay
4. The $3,500 was therefore for two months, with the 20% premium for lack of evidence of prior cover (despite providing it).
I sent them a snottogram complaining about their shoddy business practicies and pointing out all their failings to date. I've yet to hear from them. After asking on the forum how to avoid debt collectors or a bad mark on the credit file for being "past due", it turns out I can actually cancel the policy as long as it's within 10 days of receiving it. Since Blue Shield were so pathetic at sending out the policy, it was indeed less than 10 days ago. I phoned them up again and asked about canceling... 5 minutes later, both the kids' policies were cancelled "never effective" and thus no bills to pay at all! Of course, this now meant they were uninsured so a quick purchase of inbound immigrant insurance to cover them up until July 1st was needed.
Two days later, the policy for DS arrived.
On Wednesday I got an email from my estate agents in the UK confirming that exchange of contracts had taken place. Phew! At least the buyers are legally bound to buy the house now, and I can sue the pants off them if they didn't (well, I'd get the 10% deposit I guess). There was no mention of completion date which I later understood is agreed at exchange of contracts so today (Friday) I phoned them up to find that completion had already taken place today! Hooray, at last!
Now we can go out and buy a bed and a decent TV! Okay, so we're spending the money before we've got it but at least it's guaranteed now.
My attempt to get an EB1a visa for the US, a person of extraordinary ability, which gives a green card pretty much immediately, and there is no waiting period unlike most other visas.
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